71 Riverside Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 71 Riverside Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 2019
Lot Size	0.445 acres (19,384 sqft)
Owner	Individual Name on Record
Last Sale	$227,500 (Aug 2019)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Nov 2021 Transfer Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 6 20`

Property Details

APN / Parcel Number

Primary APN	`18A 6 20`
Alternative APN	`9726`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
Gross Area	3,316 sqft
1st Floor Area	1,566 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,384 sqft (0.445 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Patio Area	88 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9726
Street Address	71 RIVERSIDE DR
City	PALMYRA
State	VA
Zip	22963-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 190002329 RIVERSIDE-6 LOT 20 19,379 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	2
Legal Lot Number	20
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	4
Census Block	4002
Census Tract	20101

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	71 RIVERSIDE DR, PALMYRA, VA 22963-2017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Transfer on Death Deed, Transfer
Aug 2, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage USAA FSB
Oct 18, 2018	Bargain and Sale Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	Oct 18, 2018 · Amount on Record
Deed Document Number	20192329
Record Updated	Sep 20, 2026

November 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLUVANNA VA
Recording Date	Nov 5, 2021
Property Address	71 RIVERSIDE DR, PALMYRA, VA 22963-2017
Document Number	210005540
Map Reference	DB 82 PG 480
Instrument Date	Nov 4, 2021
Instrument	210005540
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 2, 2019
Property Address	71 RIVERSIDE DR, PALMYRA, VA 22963-2017
Document Number	1902329
Map Reference	PB 82 PG 480
Instrument Date	Jun 21, 2019
Instrument	1902329
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 RIVERSIDE DR, PALMYRA, VA 22963-2017

Mortgage

Document Number	1902330
Date	Aug 2, 2019
Instrument	1902330

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.5%

October 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 18, 2018
Property Address	71 RIVERSIDE DR, PALMYRA, VA 22963-2017
Document Number	1803238
Map Reference	PB 82 PG 480
Instrument Date	Oct 4, 2018
Instrument	1803238
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 ROSEWOOD DR, SCOTTSVILLE, VA 24590-6491

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,540 (-) Land $30,000 Building $265,540	$295,540 (-) Land $30,000 Building $265,540
2025	$2,231.00 (+9.69%)	$295,540 (+22.58%) Land $30,000 Building $265,540	$295,540 (+22.58%) Land $30,000 Building $265,540
2023		$241,100 Land $30,000 Building $211,100	$241,100 Land $30,000 Building $211,100
2022	$2,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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