Worcester County and Holden Town property record for 71 River St, Holden, MA 01520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,287 sqft · built 1972 |
| Lot Size | 0.438 acres (19,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (May 2023) |
| Tax Bill | $5,182 (2025) |
| Deeds & Mortgages | May 2025 Mortgage May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:119 B:7 |
| Primary APN | HOLD M:119 B:7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,287 sqft Living Area |
| Gross Area | 2,481 sqft |
| 1st Floor Area | 1,287 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 336 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,100 sqft (0.438 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7324 |
|---|---|
| Street Address | 71 RIVER ST |
| City | HOLDEN |
| State | MA |
| Zip | 01520-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 7 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 728400 |
71 River St is owned and occupied by an individual who bought it in May 2023.
Source: Worcester County and Holden Town records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 71 RIVER ST, HOLDEN, MA 01520-2301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2025 | Deed of Trust, Mortgage CORNERSTONE BANK |
| May 9, 2023 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2023 · Amount on File |
| Deed Sale | May 9, 2023 · Amount on File |
| Prior Sale | Feb 14, 1986 · Amount on File |
| Deed Document Number | 2023121753 |
| Prior Transfer Date | May 3, 2023 |
| Prior Transfer Doc | 0000121753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 71 RIVER ST, HOLDEN, MA 01520-2301 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000124564 |
|---|---|
| Date | May 23, 2025 |
| Instrument | 124564 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 301 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | May 9, 2023 |
| Property Address | 71 RIVER ST, HOLDEN, MA 01520-2301 |
| Document Number | 0000121753 |
| Instrument Date | May 3, 2023 |
| Instrument | 121753 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 71 RIVER ST, HOLDEN, MA 01520-2301 |
The 2025 property tax bill for 71 River St was $5,182, up 7% from the year before.
Source: Worcester County and Holden Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,182.00 (+6.98%) | $373,900 (+9.23%) Land $137,500 Building $236,400 | $514,900 |
| 2024 | $4,844.00 (+3.24%) | $342,300 (+9.36%) Land $133,500 Building $208,800 | |
| 2023 | $4,692.00 | $313,000 Land $116,100 Building $196,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 71 River St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1984) |
| Most Recent Claim | Apr 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 71 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000 |
|---|---|
| Water Source | Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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