71 Ritz Cove Dr, Dana Point, CA 92629 Property Records

Orange County property record for 71 Ritz Cove Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 9,048 sqft · built 2002
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$10,399,000 (Jul 2015)
Tax Bill	$126,906 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`672-451-42`

Property Details

APN / Parcel Number

Primary APN	`672-451-42`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Building Area	9,048 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	9,600 sqft (0.22 acres)
Garage Area	691 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	71 RITZ COVE DR
City	DANA POINT
State	CA
Zip	92629-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12674 BLK LOT 20
Legal Subdivision	TRACT NO 12674
Legal Tract	12674
Legal Lot Number	20
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42323

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	71 RITZ COVE DR, DANA POINT, CA 92629-4229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF IRVINE
Feb 1, 2024	Deed of Trust, Mortgage · Commercial Mortgage LENDING7 FUND LLC
Jul 24, 2023	Intrafamily Transfer, Transfer · Line of Credit BANK IRVINE
Aug 17, 2020	Deed of Trust, Mortgage LI CUI
Aug 14, 2020	Intrafamily Transfer, Transfer · Commercial Mortgage SHANGHAI COMMERCIAL BANK
Aug 31, 2018	Grant Deed, Mortgage SHANGHAI COM'L BK LTD
Aug 27, 2018	Deed of Trust, Mortgage SHANGHAI COM'L BK
Jun 8, 2018	Deed of Trust, Mortgage LOU CHENG HAO FANG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2015 · Amount on Record
Deed Sale	Jul 10, 2015 · Amount on Record
Prior Sale	Dec 26, 1996 · Amount on Record
Deed Document Number	2015361346
Prior Transfer Date	Sep 29, 1994
Prior Transfer Doc	0000641346
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 20, 2026
Property Address	71 RITZ COVE DR, DANA POINT, CA 92629-4229
Document Number	0000145978
Instrument Date	May 14, 2026
Instrument	2026145978
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 RITZ COVE DR, DANA POINT, CA 92629-4229

Mortgage

Document Number	0000145978,
Date	May 20, 2026
Instrument	2026145978

Lender

Name	BANK OF IRVINE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	71 RITZ COVE DR, DANA POINT, CA 92629-4229
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 RITZ COVE DR, DANA POINT, CA 92629-4229

Mortgage

Document Number	0000023731
Date	Feb 1, 2024
Instrument	2024000023731

Lender

Name	LENDING7 FUND LLC
Type	Non-Lending Institution
Address	DIAMOND BAR, CA 91765

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 24, 2023
Property Address	71 RITZ COVE DR, DANA POINT, CA 92629-4229
Document Number	0000177518
Map Reference	MB 581 PG 41-46
Instrument Date	Jun 22, 2023
Instrument	2023000177518
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 RITZ COVE DR, DANA POINT, CA 92629-4229

Mortgage

Document Number	0000177519
Date	Jul 24, 2023
Instrument	2023000177519

Lender

Name	BANK IRVINE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jul 24, 2023
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	13.7%
Index	Other
Max Rate	13.7%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	71 RITZ COVE DR, DANA POINT, CA 92629-4229
Document Number	0000520523
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 RITZ COVE DR MONARCH BEACH CA 926294229, MONARCH BEACH, CA 92629-4229

Mortgage

Document Number	0000520523
Date	Sep 24, 2020
Instrument	520523

Lender

Name	LI CUI
Address	2100 MAIN ST # 102, IRVINE, CA 92614-6238

Agreement

Amount	Amount Recorded

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 14, 2020
Property Address	71 RITZ COVE DR, DANA POINT, CA 92629-4229
Document Number	0000409724
Map Reference	MB 581 PG 41-46
Instrument Date	Aug 3, 2020
Instrument	2020000409724
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 RITZ COVE DR, DANA POINT, CA 92629-4229

Mortgage

Document Number	0000409726
Date	Aug 14, 2020
Instrument	2020000409726

Lender

Name	SHANGHAI COMMERCIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 31, 2018
Property Address	71 RITZ COVE DR, DANA POINT, CA 92629-4229
Instrument Date	Aug 27, 2018
Instrument	320748
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	71 RITZ COVE DR DANA POINT CA 926294229, DANA POINT, CA 92629-4229

Mortgage

Document Number	0000320748
Date	Aug 31, 2018
Instrument	320748

Lender

Name	SHANGHAI COM'L BK LTD
Type	Bank
Address	383 E VALLEY BLVD, ALHAMBRA, CA 91801-5135

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Aug 30, 2020

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	71 RITZ COVE DR, DANA POINT, CA 92629-4229
Document Number	0000320749
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 RITZ COVE DR DANA POINT CA 926294229, DANA POINT, CA 92629-4229

Mortgage

Document Number	0000320749
Date	Aug 31, 2018
Instrument	320749

Lender

Name	SHANGHAI COM'L BK
Address	383 E VALLEY BLVD, ALHAMBRA, CA 91801-5135

Agreement

Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	71 RITZ COVE DR, DANA POINT, CA 92629-4229
Document Number	0000219704
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	71 RITZ COVE DR DANA POINT CA 926294229, DANA POINT, CA 92629-4229

Mortgage

Document Number	0000219704
Date	Jun 15, 2018
Instrument	219704

Lender

Name	LOU CHENG HAO FANG LLC
Address	5529 EL MONTE AVE, TEMPLE CITY, CA 91780-2832

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$12,556,515 (+2%) Land $9,186,010 Building $3,370,505
2025	$126,906.00 (+3.99%)	$12,310,309 (+4.04%) Land $9,005,892 Building $3,304,417
2023	$122,041.00 (+2.16%)	$11,832,286 (+2%) Land $8,656,183 Building $3,176,103
2022	$119,466.00	$11,600,281 Land $8,486,454 Building $3,113,827

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1995–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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