Winchester Town property record for 71 Ridge St, Winsted, CT 06098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,044 sqft · built 1958 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,500 (Aug 2023) |
| Tax Bill | $3,488 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2023 Sale & Mortgage |
| APN | WINC M:114 B:087 L:030A |
| Primary APN | WINC M:114 B:087 L:030A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| Gross Area | 2,508 sqft |
| 1st Floor Area | 720 sqft |
| Attic | Attic |
| Attic Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3506 |
|---|---|
| Street Address | 71 RIDGE ST |
| City | WINSTED |
| State | CT |
| Zip | 06098-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 87 |
| Legal Lot Number | 30A |
| Jurisdiction | WINCHESTER CT |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 320200 |
71 Ridge St is owned and occupied by an individual who bought it in August 2023.
Source: Winchester Town records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 71 RIDGE ST, WINSTED, CT 06098-1923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage SHORE BANK |
| Aug 9, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2023 · Amount on File |
| Deed Sale | Aug 9, 2023 · Amount on File |
| Prior Sale | Jul 3, 2013 · Amount on File |
| Deed Document Number | 20231842 |
| Deed Book / Page | 478 / 470 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Jun 17, 2026 |
| Property Address | 71 RIDGE ST, WINSTED, CT 06098-1923 |
| Document Number | 0000001086 |
| Book / Page | 497 / 773 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 20261086 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 71 RIDGE ST, WINSTED, CT 06098-1923 |
| Document Number | 0000001086, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 497/773 |
| Instrument | 20261086 |
| Name | SHORE BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Aug 9, 2023 |
| Property Address | 71 RIDGE ST, WINSTED, CT 06098-1923 |
| Document Number | 000478-470 |
| Book / Page | 478 / 470 |
| Instrument Date | Aug 7, 2023 |
| Instrument | 20230-00001842 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1366970017 |
|---|---|
| Date | Aug 9, 2023 |
| Instrument | 1366970017 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 000478-489 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | 478/489 |
| Instrument | 1366980003 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2033 |
The 2025 property tax bill for 71 Ridge St was $3,488.
Source: Winchester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,488.00 | $119,560 Land $33,180 Building $86,380 | $83,692 Land $23,226 Building $60,466 |
| 2024 | $3,488.00 (+10.55%) | ||
| 2023 | $3,155.00 (+4.89%) | $119,560 (+33.33%) Land $33,180 Building $86,380 | |
| 2022 | $3,008.00 | $89,670 Land $24,150 Building $65,520 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 71 Ridge St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 71 Ridge St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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