Oswego County and Hastings Town property record for 71 Prospect St, Central Square, NY 13036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,852 sqft · built 1889 |
| Lot Size | 0.637 acres (27,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Dec 1998) |
| Tax Bill | $3,491 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 353289 275.03-06-03 |
| Primary APN | 353289 275.03-06-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,852 sqft Living Area |
| 1st Floor Area | 1,058 sqft |
| Upper Floors Area | 794 sqft |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 27,750 sqft (0.637 acres) |
| Lot Dimensions | 150 ft deep x 185 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 71 PROSPECT ST |
|---|---|
| City | CENTRAL SQUARE |
| State | NY |
| Zip | 13036-2399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | H |
| Legal Description | LHW 5 005-072-000 |
| Legal Subdivision | SCRIBAS PATENT |
| Legal Block | 6 |
| Legal Lot Number | 3.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | HASTINGS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20707 |
71 Prospect St is owned by an individual who bought it in December 1998.
Source: Oswego County and Hastings Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 195 COUNTY ROUTE 37, CENTRAL SQUARE, NY 13036-3129 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 1998 · Amount on File |
| Deed Sale | Dec 9, 1998 · Amount on File |
| Deed Book / Page | 1440 / 275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 22, 2026 |
| Property Address | 71 PROSPECT ST, CENTRAL SQUARE, NY 13036-2399 |
| Document Number | 0000006405 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 20266405 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | LAND TRANSFER, WORLD WIDE LAND TRANSFER LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000006405, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 20266405 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 71 Prospect St was $3,491, up 2.4% from the year before.
Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Hastings Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,491.00 (+2.38%) | ||
| 2025 | $3,410.00 | $115,000 Land $19,000 Building $96,000 | $153,333 Land $25,333 Building $128,000 |
| 2023 | $115,000 Land $19,000 Building $96,000 | $133,721 Land $22,093 Building $111,628 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 71 Prospect St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2018) |
| Most Recent Claim | Jan 2018 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 71 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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