71 Pierce St, Westerly, RI 02891 Property Records

Westerly Town property record for 71 Pierce St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,194 sqft · built 2006
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$268,600 (Apr 2025)
Tax Bill	$2,486 (2025)
Deeds & Mortgages	Nov 2021 Refinance Apr 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`M:046 B:68-A L`

Property Details

APN / Parcel Number

Primary APN	`M:046 B:68-A L`
Alternative APNs	`WEST M:46 B:68 L:A` `23091175`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,194 sqft Living Area
Gross Area	3,873 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	23091175
Street Address	71 PIERCE ST
City	WESTERLY
State	RI
Zip	02891-1615
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	68
Legal Lot Number	A
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	5
Census Block	5006
Census Tract	50801

Owner

Source: Westerly Town records · APN M:046 B:68-A L

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	71 PIERCE ST, WESTERLY, RI 02891-1615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Apr 15, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage WESTERLY COMMUNITY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Mar 18, 2002 · Amount on Record
Deed Book / Page	2025 / 4369
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	71 PIERCE ST, WESTERLY, RI 02891-1615
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021-29872
Date	Nov 29, 2021
Book Page	2021/29872
Instrument	2021-6610

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 15, 2025
Property Address	71 PIERCE ST, WESTERLY, RI 02891-1615
Document Number	02025-4369
Book / Page	2025 / 4369
Instrument Date	Apr 15, 2025
Instrument	2025-1105
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 PIERCE ST, WESTERLY, RI 02891-1615

Mortgage

Document Number	0020251106
Date	Apr 15, 2025
Instrument	2025-1106

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	May 01, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,486.00 (+8.37%)	$319,500 (+41.5%) Land $83,500 Building $236,000
2023	$2,294.00 (+0.57%)	$225,800 (-) Land $59,600 Building $166,200
2022	$2,281.00	$225,800 Land $59,600 Building $166,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	34 (1979–2010)
Most Recent Claim	Apr 2010, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Apr 2010 · 32 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 17% of Rhode Island
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Xfinity, Cogeco Cable Holdings II, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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