71 Paso Cresta, Carmel Valley, CA 93924 Property Records

Monterey County property record for 71 Paso Cresta, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 868 sqft · built 1969
Lot Size	0.177 acres (7,718 sqft)
Owner	Trust Name on File
Last Sale	$440,000 (Feb 2010)
Tax Bill	$6,815 (2025)
Deeds & Mortgages	Apr 2023 Transfer Feb 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`189-241-020-000`

Property Details

APN / Parcel Number

Primary APN	`189-241-020-000`
Alternative APN	`189-241-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	868 sqft Living Area
1st Floor Area	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	7,718 sqft (0.177 acres)
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	189-241-020
Street Address	71 PASO CRESTA
City	CARMEL VALLEY
State	CA
Zip	93924-9641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOS LAURELES TR 1 LOT 1 OF SUB 1 OF L 22 EXC POR AS DESC IN R600 PG 130 RW & EXC RW
Legal Subdivision	LOS LAURELES
Legal Tract	1
Legal Block	1
Legal Lot Number	1,22
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	1
Census Block	1006
Census Tract	11001

Owner

71 Paso Cresta is owner-occupied and held in a trust since February 2010.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	PO BOX 667, CARMEL VALLEY, CA 93924-0667
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Intrafamily Transfer, Transfer
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2010 · Amount on File
Deed Sale	Feb 19, 2010 · Amount on File
Prior Sale	Nov 2, 2009 · Amount on File
Deed Document Number	20109870
Prior Transfer Date	Dec 11, 2006
Prior Transfer Doc	0000111660
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 24, 2023
Property Address	71 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Document Number	0000012066
Map Reference	MB 3 PG 40
Instrument Date	Apr 21, 2023
Instrument	2023012066
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 667, CARMEL VALLEY, CA 93924-0667

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	71 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010826
Date	Feb 27, 2017
Instrument	2017010826

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Feb 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	71 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	CHICAGO TITLE COMPANY SALINA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033314
Date	Aug 6, 2019
Instrument	2019033314

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	71 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	CHICAGO TITLE COMPANY SALINA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017446
Date	Apr 8, 2020
Instrument	2020017446

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 71 Paso Cresta was $6,815 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$646,239 (+2%) Land $394,985 Building $251,254
2025	$6,815.00 Homeowner's exemption	$633,569 Land $387,241 Building $246,328
2023	$6,624.00 (+3.34%) Homeowner's exemption	$608,969 Land $372,205 Building $236,764
2022	$6,410.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 71 Paso Cresta in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	20 (1998–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 9 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Paso Cresta is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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