71 Overlook Ter, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 71 Overlook Ter, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,454 sqft · built 1936
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Sep 2015)
Tax Bill	$16,932 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01173-0000-00048`

Property Details

APN / Parcel Number

Primary APN	`02-01173-0000-00048`
Alternative APN	`020117300048`

Interior

Stories	1 Story
Building Area	1,454 sqft Living Area
1st Floor Area	1,454 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Location & Zoning

Old Parcel Number	020117300048
Street Address	71 OVERLOOK TER
City	BLOOMFIELD
State	NJ
Zip	07003-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	40 X 100
Legal Block	1173
Legal Lot Number	48
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4008
Census Tract	14800

Owner

71 Overlook Ter is owned and occupied by two individuals who acquired it in July 2020.

Source: Essex County and Bloomfield Township records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	71 OVERLOOK TER, BLOOMFIELD, NJ 07003-3024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 2, 2020	Quit Claim Deed, Transfer MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2015 · Amount on File
Deed Sale	Sep 9, 2015 · Amount on File
Deed Book / Page	20150 / 66661
Last Transfer Date	Jul 10, 2020
Transfer Doc	0000108625
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	71 OVERLOOK TER, BLOOMFIELD, NJ 07003-3024
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 OVERLOOK TER, BLOOMFIELD, NJ 07003-3024

Mortgage

Document Number	0000012526
Date	Feb 8, 2022
Instrument	2022012526

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	477 Months
Due	Nov 25, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	71 OVERLOOK TER, BLOOMFIELD, NJ 07003-3024
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 OVERLOOK TER, BLOOMFIELD, NJ 07003-3024

Mortgage

Document Number	0000008484
Date	Jan 31, 2022
Instrument	2022008484

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	478 Months
Due	Nov 25, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 2, 2020
Property Address	71 OVERLOOK TER, BLOOMFIELD, NJ 07003-3024
Document Number	0000108625
Instrument Date	Oct 7, 2020
Instrument	108625
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	71 OVERLOOK TER BLOOMFIELD NJ 070033024, BLOOMFIELD, NJ 07003-3024

Mortgage

Document Number	108626
Date	Nov 2, 2020
Instrument	108626

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 71 Overlook Ter was $16,932, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,300 (-) Land $240,400 Building $244,900	$485,300 (-) Land $240,400 Building $244,900
2025	$16,932.00 (+2.86%)	$485,300 Land $240,400 Building $244,900	$485,300 Land $240,400 Building $244,900
2024	$16,461.00
2023		$485,300 Land $240,400 Building $244,900	$485,300 Land $240,400 Building $244,900
2022	$15,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Overlook Ter in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1979–2011)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Overlook Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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