71 Overhill Dr, Stanford, KY 40484 Property Records

Lincoln County property record for 71 Overhill Dr, Stanford, KY 40484

Property Summary

Property Type	Mobile Home
Details	720 sqft · built 1973
Lot Size	7.11 acres (309,973 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Nov 2025)
Tax Bill	$1,178 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-007B`

Property Details

APN / Parcel Number

Primary APN	`03-007B`

Interior

Stories	1 Story
Building Area	720 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	309,973 sqft (7.11 acres)
Driveway	Gravel Driveway
Total Buildings	2 Buildings

Location & Zoning

Street Address	71 OVERHILL DR
City	STANFORD
State	KY
Zip	40484-9346
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESIDENTIA
Legal Description	MH & 7.116 ACS & STB
Jurisdiction	LINCOLN KY
Township / Civil Division	HUSTONVILLE
Census Block Group	4
Census Block	4006
Census Tract	920200

Owner

71 Overhill Dr, a mobile home, is owned and occupied by two individuals who bought it in November 2025.

Source: Lincoln County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	71 OVERHILL DR, STANFORD, KY 40484-9346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Mar 6, 2023	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 7, 2021	Intrafamily Transfer, Transfer · Construction Mortgage VANDERBILT MORTGAGE & FINANCE INC
Aug 4, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Mar 6, 2023 · Amount on File
Deed Book / Page	493 / 492
Prior Transfer Date	Jul 31, 2020
Prior Transfer Doc	DEED454/600
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN KY
Recording Date	Nov 25, 2025
Property Address	71 OVERHILL DR, STANFORD, KY 40484-9346
Document Number	000493/492
Book / Page	493 / 492
Instrument Date	Nov 25, 2025
Instrument	2327745
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1129 LAFAYETTE DR, NEW ALBANY, IN 47150-1944

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	71 OVERHILL DR, STANFORD, KY 40484-9346

Mortgage

Document Number	0002327746
Date	Nov 25, 2025
Instrument	2327746

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN KY
Recording Date	Mar 6, 2023
Property Address	71 OVERHILL DR, STANFORD, KY 40484-9346
Document Number	000474/715
Book / Page	474 / 715
Map Reference	MB 194 PG 23
Instrument Date	Mar 1, 2023
Instrument	2271569
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 OVERHILL DR, STANFORD, KY 40484-9346

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	71 OVERHILL DR # LKN, LKN, STANFORD, KY 40484-9346

Mortgage

Document Number	0002271570
Date	Mar 6, 2023
Instrument	2271570

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN KY
Recording Date	Oct 7, 2021
Property Address	71 OVERHILL DR, STANFORD, KY 40484-9346
Document Number	DEED464/367
Book / Page	DEED 464 / 367
Instrument Date	Sep 27, 2021
Instrument	479174
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	EASY TITLE COMPANY LLC, LEGACY TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 OVERHILL DR, STANFORD, KY 40484-9346

Mortgage

Document Number	0000479175
Date	Oct 7, 2021
Instrument	479175

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	277 Months
Due	Nov 1, 2044

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN KY
Recording Date	Aug 4, 2020
Property Address	71 OVERHILL DR, STANFORD, KY 40484-9346
Document Number	DEED454/600
Book / Page	DEED 454 / 600
Instrument Date	Jul 31, 2020
Instrument	462929
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3864 MACKVILLE RD, HARRODSBURG, KY 40330-9010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 OVERHILL DR, STANFORD, KY 40484-9346

Tax Assessment & Valuation

The 2025 property tax bill for 71 Overhill Dr was $1,178, down 4.3% from the year before.

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,178.00 (-4.31%)	$120,000 Land $20,000 Building $100,000	$120,000 Land $20,000 Building $100,000
2024	$1,231.00
2023		$120,000 (+15%) Land $119,000 Building $1,000	$120,000 (+15%) Land $119,000 Building $1,000
2022	$498.00	$48,000 Land $47,000 Building $1,000	$48,000 Land $47,000 Building $1,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 71 Overhill Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Overhill Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUSTONVILLE WATER WORKS serves 5,420 people · EPA ID KY0690203
Water Source	Purchased surface water from DANVILLE CITY WATER WORKS
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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