71 Oneil St, Kingston, NY 12401 Property Records

Ulster County and Kingston City property record for 71 Oneil St, Kingston, NY 12401

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5 bd · 1.5 ba · 2,976 sqft · built 1904
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$483,000 (Feb 2021)
Tax Bill	$14,632 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`510800 48.333-9-23`

Property Details

APN / Parcel Number

Primary APN	`510800 48.333-9-23`
Alternative APN	`026356.000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,976 sqft Total Area
1st Floor Area	1,729 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	251 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	026356.000
Street Address	71 ONEIL ST
City	KINGSTON
State	NY
Zip	12401-3509
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	T4N
Legal Subdivision	CORNELL ESTATE
Legal Block	9
Legal Lot Number	23.000
Jurisdiction	ULSTER NY
Township / Civil Division	KINGSTON
Census Block Group	2
Census Block	2003
Census Tract	952000

Owner

71 Oneil St, a commercial property, is owned by two individuals who bought it in February 2021.

Source: Ulster County and Kingston City records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	71 ONEIL ST, KINGSTON, NY 12401-3509
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit ULSTER SAVINGS BANK
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage MID HUDSON VALLEY FCU
Feb 12, 2021	Deed, Transfer
Nov 13, 2019	Deed of Trust, Mortgage · Line of Credit ULSTER SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2021 · Amount on File
Deed Sale	Feb 12, 2021 · Amount on File
Deed Document Number	20212900
Deed Book / Page	6765 / 89
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	71 ONEIL ST, KINGSTON, NY 12401-3509
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013611
Date	Nov 17, 2025
Book Page	13633/38
Instrument	2025-13611

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	71 ONEIL ST, KINGSTON, NY 12401-3509
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003135
Date	Mar 16, 2026
Book Page	13707/288
Instrument	2026-3135

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Feb 12, 2021
Property Address	71 ONEIL ST, KINGSTON, NY 12401-3509
Document Number	0000002900
Book / Page	6765 / 89
Instrument Date	Feb 6, 2021
Instrument	2021-2900
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 ONEIL ST, KINGSTON, NY 12401-3509

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	71 ONEIL ST, KINGSTON, NY 12401-3509
Document Number	0000015714
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 ONEIL ST KINGSTON NY 124013509, KINGSTON, NY 12401-3509

Mortgage

Document Number	0000015714
Date	Nov 22, 2019
Book Page	011934/000335
Instrument	15714

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 71 Oneil St was $14,632.

Source: Ulster County and Kingston City assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
Municipality	Kingston City
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,632.00	$268,000 Land $18,000 Building $250,000	$570,213 Land $38,298 Building $531,915
2023		$268,000 (-) Land $18,000 Building $250,000	$439,344 (+14.75%) Land $29,508 Building $409,836
2022		$268,000 Land $18,000 Building $250,000	$382,857 Land $25,714 Building $357,143
2021	$7,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Oneil St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 71 Oneil St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planet Networks.

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