Harford County property record for 71 Old Sound Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,040 sqft · built 1976 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | Individual on Record |
| Last Sale | $340,000 (Dec 2021) |
| Tax Bill | $3,124 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-139029 |
| Primary APN | 01-139029 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,050 sqft (0.185 acres) |
| Lot Dimensions | 115 ft deep x 70 ft wide |
| Pool Area | 666 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 139029 |
|---|---|
| Street Address | 71 OLD SOUND RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 2 70/70X115 71 OLD SOUND ROAD RUMSEY ISL PT 47/2 |
| Legal Subdivision | PART THIRTY SEVEN RUMSEY ISLAND |
| Legal Block | 97 |
| Legal Lot Number | 2,71 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 301401 |
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 125 BEACH 17TH ST, 26A, FAR ROCKAWAY, NY 11691-4537 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND |
| Dec 6, 2021 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Jan 5, 2021 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2021 · Amount on Record |
| Deed Sale | Dec 6, 2021 · Amount on Record |
| Prior Sale | Jan 5, 2021 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 71 OLD SOUND RD, JOPPA, MD 21085-4540 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0129570305 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 12957/0305 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 31, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 6, 2021 |
| Property Address | 71 OLD SOUND RD, JOPPA, MD 21085-4540 |
| Document Number | 0152290224 |
| Book / Page | 15229 / 224 |
| Map Reference | MB 47PG 2 |
| Instrument Date | Nov 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 125 BEACH 17TH ST APT 26A, 26A, FAR ROCKAWAY, NY 11691-4537 |
| Document Number | 0015229229 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 15229/229 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 5, 2021 |
| Property Address | 71 OLD SOUND RD, JOPPA, MD 21085-4540 |
| Document Number | 0143800258 |
| Book / Page | 14380 / 258 |
| Map Reference | MB HDC47 FO 2 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | DEFINITIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 71 OLD SOUND RD, JOPPA, MD 21085-4540 |
| Document Number | 0014380264 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 14380/264 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,833 (+18.54%) | $336,400 (+17.34%) Land $81,900 Building $254,500 | |
| 2025 | $3,124.00 (+13.35%) | ||
| 2023 | $269,800 | $286,700 Land $81,900 Building $204,800 | |
| 2022 | $2,756.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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