71 Old Henson Rd, Moss, TN 38575 Property Records

Clay County property record for 71 Old Henson Rd, Moss, TN 38575

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,612 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Jan 2020)
Tax Bill	$556 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014046 05500`

Property Details

APN / Parcel Number

Primary APN	`014046 05500`
Alternative APN	`046 05500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft
Lot Dimensions	300 ft deep x 200 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	71 OLD HENSON RD
City	MOSS
State	TN
Zip	38575-5253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Jurisdiction	CLAY TN
Township / Civil Division	1
Census Block Group	2
Census Block	2073
Census Tract	955100

Owner

Source: Clay County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	71 OLD HENSON RD, MOSS, TN 38575-5253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit WELLS BANK
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST OF THE CUMBERLANDS
Jan 13, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK & TRUST OF THE CUMBER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Prior Sale	Apr 6, 2013
Deed Document Number	20000032
Deed Book / Page	WD113 / 529
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY TN
Recording Date	Aug 7, 2026
Property Address	71 OLD HENSON RD, MOSS, TN 38575-5253
Document Number	0000001127
Book / Page	192 / 150
Instrument Date	Jul 30, 2026
Instrument	20261127
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 OLD HENSON RD, MOSS, TN 38575-5253

Mortgage

Document Number	0000001127,
Date	Aug 7, 2026
Book Page	192/150
Instrument	20261127

Lender

Name	WELLS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2036

Interest

Rate	6.43%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY TN
Property Address	71 OLD HENSON RD, MOSS, TN 38575-5253
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD161/590
Date	Jan 22, 2021
Book Page	TD161/590
Instrument	21000105

Lender

Name	AMERICAN BANK & TRUST OF THE CUMBERLANDS
Type	Bank
Address	LIVINGSTON, TN 38570

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY TN
Recording Date	Jan 13, 2020
Property Address	71 OLD HENSON RD, MOSS, TN 38575-5253
Document Number	0WD113/529
Book / Page	WD113 / 529
Instrument Date	Jan 10, 2020
Instrument	20000032
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 OLD HENSON RD, MOSS, TN 38575-5253

Mortgage

Document Number	0020000033
Date	Jan 13, 2020
Instrument	20000033

Lender

Name	AMERICAN BANK & TRUST OF THE CUMBER
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$556.00	$21,375 (-) Land $1,375 Building $20,000
2023		$21,375 (-) Land $1,375 Building $20,000
2022	$556.00	$21,375 Land $1,375 Building $20,000	$85,500 Land $5,500 Building $80,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST CLAY COUNTY UTILITY serves 4,437 people · EPA ID TN0000573
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Old Henson Rd

Nearby Streets

All Moss, TN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures