71 N Ayer St, Harvard, IL 60033 Property Records

McHenry County property record for 71 N Ayer St, Harvard, IL 60033

Property Summary

Property Type	Commercial
Lot Size	0.054 acres (2,365 sqft)
Owner	Company Name on Record
Tax Bill	$2,239 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-35-408-004`

Property Details

APN / Parcel Number

Primary APN	`01-35-408-004`

Exterior

Lot Area	2,365 sqft (0.054 acres)

Location & Zoning

Street Address	71 N AYER ST
City	HARVARD
State	IL
Zip	60033-2857
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2022R0030189 LT 3 BLK 3 AYERS RESUB BLK 3 ORIG PLAT CITY OF HARVARD
Legal Subdivision	ORIG PLAT CITY OF HARVARD
Legal Block	3
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	3
Census Block	3000
Census Tract	870302

Owner

Source: McHenry County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	245 MCHENRY AVE, WOODSTOCK, IL 60098-3415
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage CRYSTAL LAKE BANK & TRUST COMPANY NA
Aug 29, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 26, 2021	Sheriff's Deed, Foreclosure
Oct 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021
Deed Sale	Jul 26, 2021
Deed Document Number	202140593
Prior Transfer Date	Jul 31, 2018
Prior Transfer Doc	0000034802
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	71 N AYER ST, HARVARD, IL 60033-2857
Transaction Type	Mortgage
Record Updated	Jun 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013043
Date	Jun 5, 2023
Instrument	2023R0013043

Lender

Name	CRYSTAL LAKE BANK & TRUST COMPANY NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 29, 2022
Property Address	71 N AYER ST, HARVARD, IL 60033-2857
Document Number	0000030189
Map Reference	MB 1 PG 15
Instrument Date	Jul 19, 2022
Instrument	2022R0030189
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.50
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 MCHENRY AVE, WOODSTOCK, IL 60098-3415

July 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 26, 2021
Property Address	71 N AYER ST, HARVARD, IL 60033-2857
Document Number	0000040593
Map Reference	MB 1 PG 15
Instrument Date	Jul 13, 2021
Instrument	2021R0040593
Transaction Type	Foreclosure
Record Updated	Aug 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7526 HANCOCK DR, WONDER LAKE, IL 60097-9301

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 10, 2018
Property Address	71 N AYER ST, HARVARD, IL 60033-2857
Document Number	0000034802
Instrument Date	Jul 31, 2018
Instrument	34802
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2 TARA CT LAKE ZURICH IL 600473338, LAKE ZURICH, IL 60047-3338

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,239.00	$24,983 (+19.71%) Land $6,612 Building $18,371	$74,949 (+19.71%) Land $19,836 Building $55,113
2022		$20,870 Land $5,977 Building $14,893	$62,610 Land $17,931 Building $44,679

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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