71 Murphy Rd, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 71 Murphy Rd, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,802 sqft · built 2003
Lot Size	10.4 acres (456,857 sqft)
Owner	Individual Name on Record
Last Sale	$248,000 (Aug 2016)
Tax Bill	$1,577 (2026)
Deeds & Mortgages	Oct 2021 Refinance May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-0012.0000`

Property Details

APN / Parcel Number

Primary APN	`01-19-0012.0000`
Alternative APN	`33-01-19-0012.0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
1st Floor Area	1,974 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	456,857 sqft (10.4 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	360 sqft
Porch	Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	71 MURPHY RD
City	BERKELEY SPRINGS
State	WV
Zip	25411-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON MILL RD LOT 2 10.488 AC
Legal Subdivision	PROPERTY OF ROBIN J. RYAN
Legal Lot Number	2
Jurisdiction	MORGAN WV
Township / Civil Division	3
Census Block Group	1
Census Block	1028
Census Tract	970701

Owner

Source: Morgan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	71 MURPHY RD, BERKELEY SPRINGS, WV 25411-3811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
May 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 22, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2016 · Amount on Record
Deed Sale	Aug 16, 2016 · Amount on Record
Deed Document Number	2016833354
Deed Book / Page	258 / 861
Last Transfer Date	Aug 10, 2025
Transfer Doc	000002/277
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	71 MURPHY RD, BERKELEY SPRINGS, WV 25411-3811
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000476/243
Date	Oct 25, 2021
Book Page	476/243
Instrument	881448

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	71 MURPHY RD, BERKELEY SPRINGS, WV 25411-3811
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000508/255
Date	May 9, 2024
Book Page	508/255
Instrument	903839

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

August 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MORGAN WV
Recording Date	Aug 22, 2025
Property Address	71 MURPHY RD, BERKELEY SPRINGS, WV 25411-3811
Document Number	000002/277
Book / Page	2 / 277
Instrument Date	Aug 10, 2025
Instrument	913961
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,577.00 (+6.27%)	$159,080 (+6.51%) Land $35,300 Building $123,780	$265,133 (+6.52%) Land $58,833 Building $206,300
2025	$1,484.00 (+9.04%)	$149,360 (+9.74%) Land $35,360 Building $114,000	$248,900 (+9.74%) Land $58,900 Building $190,000
2023	$1,361.00 (-2.72%)	$136,100 (-2.66%) Land $32,420 Building $103,680	$226,800 (-2.66%) Land $54,000 Building $172,800
2022	$1,399.00	$139,820 Land $32,420 Building $107,400	$233,000 Land $54,000 Building $179,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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