71 Monument Neck Rd, Bourne (Buzzards Bay), MA 02532 Property Records

Barnstable County and Bourne Town property record for 71 Monument Neck Rd, Bourne, MA 02532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1972
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on File
Last Sale	$166,726 (Oct 2016)
Tax Bill	$3,721 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2021 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`BOUR M:26.4 P:4`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:26.4 P:4`
Alternative APNs	`M:026.4 P:004.00 D:01` `5648`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,199 sqft (0.303 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5648
Street Address	71 MONUMENT NECK RD
City	BUZZARDS BAY
State	MA
Zip	02532-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	1
Census Block	1012
Census Tract	13900

Owner

71 Monument Neck Rd is owned and occupied by two individuals who bought it in October 2016.

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	71 MONUMENT NECK RD, BUZZARDS BAY, MA 02532-4111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HOME MORTGAGE CORP
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2016 · Amount on File
Deed Sale	Oct 28, 2016 · Amount on File
Prior Sale	May 3, 2000 · Amount on File
Deed Document Number	201656188
Deed Book / Page	30047 / 64
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	71 MONUMENT NECK RD, BOURNE, MA 02532-4111
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037281-75
Date	Nov 3, 2025
Book Page	37281/75
Instrument	45299

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	71 MONUMENT NECK RD, BOURNE, MA 02532-4111
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034187-237
Date	Jun 8, 2021
Book Page	34187/237
Instrument	38610

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	71 MONUMENT NECK RD, BOURNE, MA 02532-4111
Document Number	31038-137
Book / Page	031038 / 000137
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31038-137
Date	Jan 22, 2018
Book Page	031038/000137
Instrument	3483

Lender

Name	FIRST HM MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 71 Monument Neck Rd was $3,721, up 5.6% from the year before.

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,721.00 (+5.62%)	$476,500 (+8.47%) Land $228,800 Building $247,700	$607,050
2024	$3,523.00 (+2.86%)	$439,300 (+12.99%) Land $200,500 Building $238,800
2023	$3,425.00	$388,800 Land $177,400 Building $211,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Monument Neck Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 99 policies
Nearby Flood Policies	99 in force
Nearby Flood Claims	59 (1978–2011)
Claims Outside the SFHA	5 of 59
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Hurricane Bob, Aug 1991 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Monument Neck Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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