Bergen County and Lodi Borough property record for 71 Monroe St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,295 sqft · built 1930 |
| Lot Size | 0.069 acres (3,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $690,000 (Jul 2026) |
| Tax Bill | $8,464 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00049-0000-00033 |
| Primary APN | 31-00049-0000-00033 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,295 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 3,001 sqft (0.069 acres) |
| Lot Dimensions | 60 ft deep x 50 ft wide |
| Account Number | 097000 |
|---|---|
| Street Address | 71 MONROE ST |
| City | LODI |
| State | NJ |
| Zip | 07644-3042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X60 |
| Legal Block | 49 |
| Legal Lot Number | 33 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30401 |
71 Monroe St is owned and occupied by two individuals who bought it in July 2026.
Source: Bergen County and Lodi Borough records, as of August 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 71 MONROE ST, LODI, NJ 07644-3042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on File |
| Deed Sale | Jul 15, 2026 · Amount on File |
| Prior Sale | Aug 1, 2012 · Amount on File |
| Deed Document Number | 202647967 |
| Deed Book / Page | 5847 / 1404 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 15, 2026 |
| Property Address | 71 MONROE ST, LODI, NJ 07644-3042 |
| Document Number | 0000047967 |
| Book / Page | 5847 / 1404 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202647967 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69,690.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 MONROE ST, LODI, NJ 07644-3042 |
| Document Number | 0000047968, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 5847/1409 |
| Instrument | 202647968 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 71 MONROE ST, LODI, NJ 07644-3042 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044471840 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 4447/1840 |
| Instrument | 2021166823 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 71 Monroe St was $8,464, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,100 (-) Land $146,000 Building $93,100 | $239,100 (-) Land $146,000 Building $93,100 | |
| 2025 | $8,464.00 (+5.6%) | $239,100 Land $146,000 Building $93,100 | $239,100 Land $146,000 Building $93,100 |
| 2024 | $8,015.00 | ||
| 2023 | $239,100 Land $146,000 Building $93,100 | $239,100 Land $146,000 Building $93,100 | |
| 2022 | $7,804.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 71 Monroe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 71 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures