71 Middlecot St, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 71 Middlecot St, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,964 sqft · built 1954
Lot Size	0.176 acres (7,660 sqft)
Owner	Individual Name on Record
Last Sale	$1,600,000 (May 2024)
Tax Bill	$15,992 (2025)
Deeds & Mortgages	May 2024 Mortgage May 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:44 P:000025 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:44 P:000025 S`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
Gross Area	2,378 sqft
1st Floor Area	768 sqft
Basement Area	657 sqft
Unfinished Basement	1,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,660 sqft (0.176 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	71 MIDDLECOT ST
City	BELMONT
State	MA
Zip	02478-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	4
Census Block	4007
Census Tract	357100

Owner

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	71 MIDDLECOT ST, BELMONT, MA 02478-3226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 30, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage MASSACHUSETTS INSTITUTE OF TECHNOLOGY
May 30, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage MASSACHUSETTS INSTITUTE OF TECHNOLOGY
May 30, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2024 · Amount on Record
Deed Sale	May 30, 2024 · Amount on Record
Prior Sale	Aug 15, 2014 · Amount on Record
Transfer Doc	0001209-68
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	71 MIDDLECOT ST, BELMONT, MA 02478-3226
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001957554
Date	May 30, 2024
Instrument	1957554

Lender

Name	MASSACHUSETTS INSTITUTE OF TECHNOLOGY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	71 MIDDLECOT ST, BELMONT, MA 02478-3226
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001957554
Date	May 30, 2024
Instrument	1957554

Lender

Name	MASSACHUSETTS INSTITUTE OF TECHNOLOGY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	May 30, 2024
Property Address	71 MIDDLECOT ST, BELMONT, MA 02478-3226
Document Number	0001957551
Instrument Date	May 30, 2024
Instrument	1957551
Transaction Type	Transfer
Record Updated	Jun 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	71 MIDDLECOT ST, BELMONT, MA 02478-3226

Mortgage

Document Number	0001957552
Date	May 30, 2024
Instrument	1957552

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0001957553
Date	May 30, 2024
Instrument	1957553

Lender

Name	MASSACHUSETTS INSTITUTE OF TECHNOLOGY

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	71 MIDDLECOT ST, BELMONT, MA 02478-3226
Document Number	0001853612
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	71 MIDDLECOT ST BELMONT MA 024783226, BELMONT, MA 02478-3226

Mortgage

Document Number	0001853612
Date	Sep 16, 2020
Instrument	1853612

Lender

Name	TD BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,992.00 (+5.86%)	$1,404,000 (+4.46%) Land $738,000 Building $666,000	$1,619,845 (+9.16%)
2024			$1,483,900
2023	$15,107.00	$1,344,000 Land $868,000 Building $476,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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