71 Lois St, Dubuque, IA 52001 Property Records

Dubuque County property record for 71 Lois St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,896 sqft · built 1906
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Apr 2026)
Tax Bill	$2,340 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-25-304-009`

Property Details

APN / Parcel Number

Primary APN	`10-25-304-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
1st Floor Area	778 sqft
Upper Floors Area	778 sqft
Basement Area	778 sqft
Unfinished Basement	778 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Porch	Slab
Porch Area	399 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	71 LOIS ST
City	DUBUQUE
State	IA
Zip	52001-7335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 11 & N 1/2 LOT 10 LOIS ADD
Legal Range	02E
Legal Township	89N
Legal Section	25
Legal Subdivision	LINCOLN
Legal Lot Number	10,11
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4021
Census Tract	702

Owner

Source: Dubuque County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	71 LOIS ST, DUBUQUE, IA 52001-7335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CREDIT UNION
Apr 6, 2026	Deed of Trust, Mortgage · Construction Mortgage DUPACO COMMUNITY CREDIT UNION
Nov 5, 2019	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU
Jan 3, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK
Aug 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	20264161
Prior Transfer Date	Nov 1, 2024
Prior Transfer Doc	0000010621
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	71 LOIS ST, DUBUQUE, IA 52001-7335
Transaction Type	Mortgage
Record Updated	May 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008992
Date	Aug 25, 2025
Instrument	2025-00008992

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	1000 JACKSON ST, DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 27, 2026
Property Address	71 LOIS ST, DUBUQUE, IA 52001-7335
Document Number	0000004161
Instrument Date	Apr 22, 2026
Instrument	20264161
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,935.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	71 LOIS ST, DUBUQUE, IA 52001-7335

Mortgage

Document Number	0000004162,
Date	Apr 27, 2026
Instrument	20264162

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Apr 6, 2026
Property Address	71 LOIS ST, DUBUQUE, IA 52001-7335
Document Number	0000003275
Instrument Date	Mar 30, 2026
Instrument	20263275
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	71 LOIS ST, DUBUQUE, IA 52001-7335

Mortgage

Document Number	0000003275,
Date	Apr 6, 2026
Instrument	20263275

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 3, 2027

Interest

Rate	5.98%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	71 LOIS ST, DUBUQUE, IA 52001-7335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013640
Date	Nov 5, 2019
Instrument	2019-00013640

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 4, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 3, 2018
Property Address	71 LOIS ST, DUBUQUE, IA 52001-7335
Document Number	0000000040
Instrument Date	Dec 26, 2017
Instrument	2018-00000040
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 LOIS ST, DUBUQUE, IA 52001-7335

Mortgage

Document Number	0000000041
Date	Jan 3, 2018
Instrument	2018-00000041

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 15, 2017
Property Address	71 LOIS ST, DUBUQUE, IA 52001-7335
Document Number	0000010136
Instrument Date	Aug 15, 2017
Instrument	10136
Transaction Type	Transfer
Record Updated	Dec 11, 2017

Transaction

Amount	Amount Recorded
Tax	$124.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	71 LOIS ST DUBUQUE IA 520017335, DUBUQUE, IA 52001-7335

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,340.00 Homeowner's exemption	$212,100 (+22.67%) Land $36,900 Building $175,200	$212,100 (+22.67%) Land $36,900 Building $175,200
2024	$2,340.00 (-0.43%)
2023		$172,900 (+19.11%) Land $35,300 Building $137,600	$172,900 (+19.11%) Land $35,300 Building $137,600
2022	$2,350.00 Homeowner's exemption	$145,160 Land $30,500 Building $114,660
2021			$145,160 Land $30,500 Building $114,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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