71 Leddy Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 71 Leddy Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,791 sqft · built 2004
Lot Size	0.348 acres (15,159 sqft)
Owner	2 Trust Names on Record
Last Sale	$20,000 (Sep 2024)
Tax Bill	$6,705 (2026)
Deeds & Mortgages	Oct 2025 Transfer Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8674-89`

Property Details

APN / Parcel Number

Primary APN	`8674-89`
Alternative APN	`CUMB M:066 B:0033 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,791 sqft Living Area
Gross Area	5,596 sqft
1st Floor Area	996 sqft
Basement Area	996 sqft
Unfinished Basement	996 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,159 sqft (0.348 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8674-89
Street Address	71 LEDDY RD
City	CUMBERLAND
State	RI
Zip	02864-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	33
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	4
Census Block	4021
Census Tract	11405

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	71 LEDDY RD, CUMBERLAND, RI 02864-2806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SIERRA PACIFIC MORTGAGE CO INC
Aug 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2024 · Amount on Record
Deed Sale	Sep 18, 2024 · Amount on Record
Prior Sale	Jan 6, 2004 · Amount on Record
Deed Book / Page	1986 / 516
Last Transfer Date	Oct 14, 2025
Transfer Doc	002014-125
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Oct 27, 2025
Property Address	71 LEDDY RD, CUMBERLAND, RI 02864-2806
Document Number	002014-125
Book / Page	2014 / 125
Instrument Date	Oct 14, 2025
Instrument	151792
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	71 LEDDY RD, CUMBERLAND, RI 02864-2806

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	71 LEDDY RD, CUMBERLAND, RI 02864-2806
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1904-124
Date	Sep 8, 2021
Book Page	1904/124
Instrument	127248

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	71 LEDDY RD, CUMBERLAND, RI 02864-2806
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1809-882
Date	Aug 8, 2019
Book Page	1809/882

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,705.00 (+4.95%)	$669,800 (+28.63%) Land $205,800 Building $464,000	$717,868
2025	$6,389.00 (+45.34%)	$520,700 (+37.64%) Land $104,500 Building $416,200
2023	$4,396.00 (+2.26%)	$378,300 (+31.9%) Land $99,300 Building $279,000
2022	$4,299.00	$286,800 Land $72,800 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Leddy Rd

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