71 Kelsey Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 71 Kelsey Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,661 sqft · built 2004
Lot Size	0.046 acres (2,046 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Feb 2022)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-30-403-050`

Property Details

APN / Parcel Number

Primary APN	`19-30-403-050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,661 sqft
Gross Area	2,433 sqft
1st Floor Area	772 sqft
2nd Floor Area	889 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Traditional
Exterior Material	Ribbed Aluminum
Lot Area	2,046 sqft (0.046 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	71 KELSEY CT
City	ALGONQUIN
State	IL
Zip	60102-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0005172 SWLY 30.54FT LT 8 WINDING CREEK OF ALGONQUIN UNIT 2
Legal Subdivision	WINDING CRK/ALGONQUIN 02
Legal Lot Number	8
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	71 KELSEY CT, ALGONQUIN, IL 60102-6810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Oct 26, 2015 · Amount on Record
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 8, 2022
Property Address	71 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000005172
Instrument Date	Dec 8, 2021
Instrument	2022R0005172
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 KELSEY CT, 71, ALGONQUIN, IL 60102-6810

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	71 KELSEY CT, ALGONQUIN, IL 60102-6810

Mortgage

Document Number	0000005173
Date	Feb 8, 2022
Instrument	2022R0005173

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate	3.62%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	71 KELSEY CT, ALGONQUIN, IL 60102-6810
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002515
Date	Jan 23, 2018
Instrument	2018R0002515

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$83,051 Land $16,326 Building $66,725	$249,153 Land $48,978 Building $200,175

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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