71 Iron Mountain Dr, Sylva, NC 28779 Property Records

Jackson County property record for 71 Iron Mountain Dr, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,944 sqft · built 1976
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$282,000 (May 2019)
Tax Bill	$1,738 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7651-00-4183`

Property Details

APN / Parcel Number

Primary APN	`7651-00-4183`
Alternative APN	`182797`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,944 sqft Heated Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	240 sqft
Deck Area	144 sqft
Patio Area	821 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	71 IRON MOUNTAIN DR
City	SYLVA
State	NC
Zip	28779-8653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF FAIRVIEW RD
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	1
Census Block	1025
Census Tract	950400

Owner

Source: Jackson County records, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	71 IRON MOUNTAIN DR, SYLVA, NC 28779-8653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONS LENDING CORP
May 28, 2019	Warranty Deed, Transfer · Conventional Mortgage ENTEGRA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	Aug 26, 2016 · Amount on Record
Deed Book / Page	2239 / 14
Last Transfer Date	Mar 23, 2021
Transfer Doc	0022970592
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	71 IRON MOUNTAIN DR, SYLVA, NC 28779-8653
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021831665
Date	Mar 2, 2017
Book Page	2183/1665

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SYLVA, NC 28779

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Mar 30, 2021
Property Address	71 IRON MOUNTAIN DR, SYLVA, NC 28779-8653
Document Number	0022970592
Book / Page	2297 / 592
Instrument Date	Mar 23, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 IRON MOUNTAIN DR, SYLVA, NC 28779-8653

Mortgage

Document Number	0002297598
Date	Mar 30, 2021
Instrument	2297/598

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 28, 2019
Property Address	71 IRON MOUNTAIN DR, SYLVA, NC 28779-8653
Document Number	0022390001
Book / Page	002239 / 000001
Instrument Date	May 23, 2019
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 IRON MOUNTAIN DR SYLVA NC 287798653, SYLVA, NC 28779-8653

Mortgage

Document Number	22390017
Date	May 28, 2019
Book Page	002239/000017

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,738.00 (+55.87%)	$457,609 (+55.95%) Land $40,810 Building $416,799
2023	$1,115.00	$293,440 Land $38,130 Building $255,310

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2015–2025)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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