71 Independence Way, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 71 Independence Way, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,494 sqft · built 1993
Lot Size	0.007 acres (312 sqft)
Owner	Company Name on File
Last Sale	$740,000 (Aug 2023)
Tax Bill	$10,834 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CD071`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CD071`
Alternative APN	`1300085000100002 CD071`

Interior

Building Area	1,494 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Lot Area	312 sqft (0.007 acres)

Location & Zoning

Street Address	71 INDEPENDENCE WAY
City	EDGEWATER
State	NJ
Zip	07020-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG C0N78
Legal Subdivision	INDEPENDENCE HARBOR I
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

71 Independence Way is owned by a company that bought it in August 2023.

Source: Bergen County and Edgewater Borough records, as of October 21, 2026

Owner of Record	Company Name on File
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMORIAL SLOAN KETTERING CANCER CENTER
Aug 4, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED NATIONS FCU
Oct 29, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 28, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Prior Sale	Oct 29, 2021 · Amount on File
Deed Document Number	202351147
Deed Book / Page	5052 / 1628
Prior Transfer Date	Jan 4, 2001
Prior Transfer Doc	0834000106
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	71 INDEPENDENCE WAY, EDGEWATER, NJ 07020-1620
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 INDEPENDENCE WAY, EDGEWATER, NJ 07020-1620

Mortgage

Document Number	0044340873
Date	Oct 29, 2021
Book Page	4434/873
Instrument	2021162755

Lender

Name	MEMORIAL SLOAN KETTERING CANCER CENTER
Type	Non-Lending Institution
Address	NEW YORK, NY 10065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2046

August 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 4, 2023
Property Address	71 INDEPENDENCE WAY, EDGEWATER, NJ 07020-1620
Document Number	0050521628
Book / Page	5052 / 1628
Instrument Date	Jul 13, 2023
Instrument	2023051147
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,669.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 HARBORHEAD DR, POINT PLEASANT BEACH, NJ 08742-2683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 INDEPENDENCE WAY, EDGEWATER, NJ 07020-1620

Mortgage

Document Number	0050521633
Date	Aug 4, 2023
Book Page	5052/1633
Instrument	2023051148

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	5-Year TN
Max Rate	11%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 29, 2021
Property Address	71 INDEPENDENCE WAY, EDGEWATER, NJ 07020-1620
Document Number	0044340851
Book / Page	4434 / 851
Instrument Date	Oct 1, 2021
Instrument	2021162753
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,086.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 SPENCER DR, 514, WYCKOFF, NJ 07481-2925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 INDEPENDENCE WAY, EDGEWATER, NJ 07020-1620

Mortgage

Document Number	0044340856
Date	Oct 29, 2021
Book Page	4434/856
Instrument	2021162754

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 28, 2017
Property Address	71 INDEPENDENCE WAY, EDGEWATER, NJ 07020-1620
Document Number	0027342430
Book / Page	02734 / 2430
Instrument Date	Aug 21, 2017
Instrument	17-072375
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ACRES LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,609.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 WEYMOUTH DR, 501, WYCKOFF, NJ 07481-1249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 INDEPENDENCE WAY, EDGEWATER, NJ 07020-1620

Mortgage

Document Number	0027342435
Date	Sep 28, 2017
Book Page	02734/2435
Instrument	17-072375.01

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 71 Independence Way was $10,834, up 6.2% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,600 (+3.8%) Land $285,000 Building $398,600	$683,600 (+3.8%) Land $285,000 Building $398,600
2025	$10,834.00 (+6.19%)	$658,600 Land $275,000 Building $383,600	$658,600 Land $275,000 Building $383,600
2024	$10,202.00
2023		$625,500 (+1.48%) Land $260,000 Building $365,500	$625,500 (+1.48%) Land $260,000 Building $365,500
2022	$9,936.00 (-3.07%)	$616,400 Land $260,000 Building $356,400	$616,400 Land $260,000 Building $356,400
2021	$10,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Independence Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 71 Independence Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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