Camden County property record for 71 Ginger Pt, Lake Ozark, MO 65049
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,440 sqft · built 1989 |
| Lot Size | 0.056 acres (2,439 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $598,500 (Apr 2026) |
| Tax Bill | $1,087 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01 6.0 23.0 000.0 003 012.003 |
| Primary APN | 01 6.0 23.0 000.0 003 012.003 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,440 sqft Gross Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Lot Area | 2,439 sqft (0.056 acres) |
| Lot Dimensions | 54 ft deep x 42 ft wide |
| Street Address | 71 GINGER PT |
|---|---|
| City | LAKE OZARK |
| State | MO |
| Zip | 65049-8826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 152, 153 |
| Legal Range | 16W |
| Legal Township | 40N |
| Legal Section | 23 |
| Legal Subdivision | HORSESHOE BEND NO 7 |
| Legal Lot Number | 152,153 |
| Jurisdiction | CAMDEN MO |
| Township / Civil Division | PAWHUSKA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950102 |
Source: Camden County records, as of April 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2044 N RUGER CIR, ANDOVER, KS 67002-8102 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 21, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage PILGRIM MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Prior Sale | Jun 9, 2021 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 925 / 662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 71 GINGER PT, LAKE OZARK, MO 65049-8826 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 71 GINGER PT, LAKE OZARK, MO 65049-8826 |
| Document Number | 000352/944 |
|---|---|
| Date | Aug 21, 2024 |
| Book Page | 352/944 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 21, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Type Change Date | Aug 21, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 10.2% |
| Index | 1-Year T-Bill |
| Max Rate | 13.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMDEN MO |
| Recording Date | Apr 23, 2026 |
| Property Address | 71 GINGER PT, LAKE OZARK, MO 65049-8826 |
| Document Number | 0925000662 |
| Book / Page | 925 / 662 |
| Instrument Date | Apr 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | ALLIANCE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2044 N RUGER CIR, ANDOVER, KS 67002-8102 |
| Document Number | 0359000229, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 359/229 |
| Name | PILGRIM MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Camden County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Camden County |
| Unified School District | School of The Osage School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,087.00 (-1%) | $20,560 (-) | $108,211 (-) |
| 2023 | $20,560 (-) | $108,211 (-) | |
| 2022 | $1,098.00 | $20,560 | $108,211 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMDEN COUNTY PWSD 4 HORSESHOE BEND serves 7,912 people · EPA ID MO3021377 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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