Lincoln County property record for 71 Gernert Mountain Rd, Libby, MT 59923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,889 sqft · built 2011 |
| Lot Size | 6.21 acres (270,508 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,760 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2022 Mortgage + 1 more |
| APN | R5615886 |
| Primary APN | R5615886 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,889 sqft Living Area |
| 1st Floor Area | 1,889 sqft |
| Family Room | Family Room |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 270,508 sqft (6.21 acres) |
| Terrain | Rolling |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000016480 |
|---|---|
| Street Address | 71 GERNERT MOUNTAIN RD |
| City | LIBBY |
| State | MT |
| Zip | 59923-8327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PANORAMIC VIEW ESTATES, S17, T30 N, R31 W, LOT 26, ACRES 6.21 |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 17 |
| Legal Subdivision | PANORAMIC VIEW ESTATES |
| Legal Lot Number | 26 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 300 |
Source: Lincoln County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1642, LIBBY, MT 59923-5000 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 |
| Deed Sale | Jun 30, 2023 |
| Prior Sale | Sep 30, 2015 · Amount on Record |
| Deed Document Number | 2023306437 |
| Deed Book / Page | 402 / 116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | May 12, 2026 |
| Property Address | 71 GERNERT MOUNTAIN RD, LIBBY, MT 59923-8327 |
| Document Number | 0000320875 |
| Book / Page | 414 / 839 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026320875 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 71 GERNERT MOUNTAIN RD, LIBBY, MT 59923-8327 |
| Document Number | 0000320875, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 414/839 |
| Instrument | 2026320875 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 71 GERNERT MOUNTAIN RD, LIBBY, MT 59923-8327 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 000395/287 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 395/287 |
| Instrument | 299078 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 71 GERNERT MOUNTAIN RD, LIBBY, MT 59923-8327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 382/491 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 382/491 |
| Instrument | 285512 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,760.00 (+5.2%) | $530,700 (-) | |
| 2025 | $1,673.00 (-37.25%) | $530,700 (+25.67%) | $530,700 (+25.67%) Land $147,123 Building $383,577 |
| 2023 | $2,666.00 | $422,300 | $422,300 Land $63,945 Building $358,355 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1996–1998) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | May 1998 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 60% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
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