71 Emmetts Ln, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 71 Emmetts Ln, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,601 sqft · built 1955
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jan 2009)
Tax Bill	$11,420 (2024)
Deeds & Mortgages	Aug 2020 Refinance Jun 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`473000 30.-3-8`

Property Details

APN / Parcel Number

Primary APN	`473000 30.-3-8`
Alternative APNs	`0600-030.00-03.00-008.000` `300003000000030080000000` `4730002334` `39`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,601 sqft Living Area
Gross Area	2,177 sqft
1st Floor Area	915 sqft
Upper Floors Area	686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	47,916 sqft
View / Lot	Canal
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	39
Street Address	71 EMMETTS LN
City	WADING RIVER
State	NY
Zip	11792-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Block	3
Legal Lot Number	8
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	2
Census Block	2005
Census Tract	169701

Owner

71 Emmetts Ln is owned and occupied by two individuals who bought it in January 2009.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	71 EMMETTS LN, WADING RIVER, NY 11792-1013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jun 25, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2009 · Amount on File
Deed Sale	Jan 21, 2009 · Amount on File
Deed Book / Page	12578 / 293
Prior Transfer Date	Jan 20, 2004
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	71 EMMETTS LN, WADING RIVER, NY 11792-1013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231620432
Date	Aug 12, 2020
Book Page	23162/432
Instrument	DL020042

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2045

June 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	71 EMMETTS LN, WADING RIVER, NY 11792-1013
Document Number	0231620433
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	71 EMMETTS LN WADING RIVER NY 117921013, WADING RIVER, NY 11792-1013

Mortgage

Document Number	0231620433
Date	Aug 12, 2020
Book Page	023162/000433

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 11, 2045

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Shoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,000 Land $13,700 Building $35,300	$600,490 Land $167,892 Building $432,598
2024	$11,420.00
2023		$49,000 Land $13,700 Building $35,300	$527,448 Land $147,470 Building $379,978

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 71 Emmetts Ln in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	18 (1982–2026)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Emmetts Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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