71 E Stark Dr, Saginaw, MI 48609 Property Records

Saginaw County property record for 71 E Stark Dr, Saginaw, MI 48609

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,346 sqft · built 1947
Lot Size	0.211 acres (9,191 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Nov 2022)
Tax Bill	$1,779 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-27-2118-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-27-2118-000`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	897 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,191 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	71 E STARK DR
City	SAGINAW
State	MI
Zip	48609-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 18 STARK SUBDIVISION SEC 27 T12N R3E
Legal Range	03E
Legal Township	12N
Legal Section	27
Legal Subdivision	STARK SUBDIVISION
Legal Lot Number	18
Legal Unit	18
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	3
Census Block	3017
Census Tract	12003

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	71 E STARK DR, SAGINAW, MI 48609-9404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Aug 11, 2015 · Amount on Record
Deed Document Number	202229304
Prior Transfer Date	Jul 31, 2015
Prior Transfer Doc	0000023414
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 14, 2022
Property Address	71 E STARK DR, SAGINAW, MI 48609-9404
Document Number	0000029304
Map Reference	LB 10 PG 27
Instrument Date	Nov 9, 2022
Instrument	2022029304
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$967.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 E STARK DR, 71, SAGINAW, MI 48609-9404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 E STARK DR, SAGINAW, MI 48609-9404

Mortgage

Document Number	0000029305
Date	Nov 14, 2022
Instrument	2022029305

Lender

Name	1ST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	11.7%

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,200 (+58.27%)	$124,400 (+58.27%)
2025	$1,779.00 (+41.3%) Homeowner's exemption
2023		$39,300	$78,600
2022	$1,259.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20