Brunswick County property record for 71 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,496 sqft · built 1978 |
| Lot Size | 0.121 acres (5,287 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Apr 2019) |
| Tax Bill | $2,897 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 258AB006 |
| Primary APN | 258AB006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,496 sqft Heated Area |
| Gross Area | 2,280 sqft |
| Flooring | Softwood |
| Interior Walls | Paneling |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,287 sqft (0.121 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80081708 |
|---|---|
| Street Address | 71 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-5 B-2 S-C OIB PLAT 3/179&179A |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20512 |
Source: Brunswick County records · APN 258AB006
Assessment roll updated August 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3120 CANOPY WOODS DR, APEX, NC 27539-8795 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 15, 2019 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2019 · Amount on Record |
| Deed Sale | Apr 15, 2019 · Amount on Record |
| Prior Sale | Jul 27, 2012 · Amount on Record |
| Deed Book / Page | 4178 / 1058 |
| Prior Transfer Date | Feb 26, 2008 |
| Prior Transfer Doc | 0027550787 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 71 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045541256 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 4554/1256 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Apr 15, 2019 |
| Property Address | 71 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7601 |
| Document Number | 0041781058 |
| Book / Page | 4178 / 1058 |
| Map Reference | CAB 3 PG 179&179A |
| Instrument Date | Mar 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7418 BUCKLAND RD, 7418, CHARLOTTE, NC 28278-9739 |
| Name | Verified Name |
|---|---|
| Address | 3120 CANOPY WOODS DR, APEX, NC 27539-8795 |
| Document Number | 41781061 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 4178/1061 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,897.00 | $770,140 (-) Land $400,000 Building $370,140 | $770,140 (-) Land $400,000 Building $370,140 |
| 2024 | $2,897.00 | ||
| 2023 | $770,140 Land $400,000 Building $370,140 | $770,140 Land $400,000 Building $370,140 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 596 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 658 units insured incl. 62 condo units |
| Nearby Flood Claims | 901 (1979–2022) |
| Claims Outside the SFHA | 2 of 901 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Atlantic Telephone Membership Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 98 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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