71 Dexter St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 71 Dexter St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,682 sqft · built 1910
Lot Size0.229 acres (9,975 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Nov 2012)
Tax Bill$4,483 (2026)
Deeds & MortgagesNov 2021 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN9052-17

Property Details

APN / Parcel Number

Primary APN9052-17
Alternative APN
  • CUMB M:007 B:0472 L:000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,682 sqft Living Area
Gross Area3,533 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area9,975 sqft (0.229 acres)
Deck AreaDeck Area
Total Buildings2 Buildings

Location & Zoning

Account Number9052-17
Street Address71 DEXTER ST
CityCUMBERLAND
StateRI
Zip02864-7806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code110
Legal Block472
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group5
Census Block5011
Census Tract11200

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address71 DEXTER ST, CUMBERLAND, RI 02864-7806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2021Deed of Trust, Mortgage · FHA Mortgage
HOME POINT FINANCIAL CORPORATION
Sep 11, 2020Deed of Trust, Mortgage · ARM
SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2012 · Amount on File
Deed SaleNov 26, 2012 · Amount on File
Prior SaleJan 28, 2011
Deed Document Number20126
Deed Book / Page1593 / 362
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address71 DEXTER ST, CUMBERLAND, RI 02864-7806
Transaction TypeMortgage
Record UpdatedDec 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1911-611
DateNov 5, 2021
Book Page1911/611
Instrument128769
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address71 DEXTER ST, CUMBERLAND, RI 02864-7806
Transaction TypeMortgage
Record UpdatedSep 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1854-99
DateSep 11, 2020
Book Page1854/99
Instrument117063
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeARM
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,483.00 (-1.17%)$447,900 (+21.15%) Land $196,800 Building $251,100$479,370
2025$4,536.00 (+5.59%)$369,700 (-) Land $99,900 Building $269,800
2023$4,296.00 (+16.49%)$369,700 (+50.28%) Land $99,900 Building $269,800
2022$3,688.00$246,000 Land $73,300 Building $172,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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