71 Creekside Dr, Denison, TX 75020 Property Records

Grayson County property record for 71 Creekside Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,026 sqft · built 2001
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on File
Last Sale	$361,361 (Sep 2022)
Tax Bill	$4,196 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077A6732017`

Property Details

APN / Parcel Number

Primary APN	`077A6732017`
Alternative APN	`113792`

Interior

Stories	1 Story
Building Area	2,026 sqft Living Area
Gross Area	2,446 sqft
1st Floor Area	2,026 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Lot Area	58,806 sqft (1.35 acres)
Lot Dimensions	436 ft deep x 163 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	333 sqft

Location & Zoning

Street Address	71 CREEKSIDE DR
City	DENISON
State	TX
Zip	75020-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHVIEW ESTATES (REPLAT), BLOCK 3, LOT 4, ACRES 1.35
Legal Subdivision	HIGHVIEW ESTATES (REPLAT)
Legal Block	3
Legal Lot Number	4
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2049
Census Tract	901

Owner

71 Creekside Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Grayson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	71 CREEKSIDE DR, DENISON, TX 75020-8909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · FHA Mortgage ASPIRE BANK
Sep 23, 2022	Vendor's Lien, Transfer · ARM FIRST STATE BANK
Jan 29, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TVC FUNDING III LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2022 · Amount on File
Deed Sale	Sep 23, 2022 · Amount on File
Prior Sale	Jan 29, 2021 · Amount on File
Deed Document Number	202231860
Prior Transfer Date	Jun 25, 2004
Prior Transfer Doc	0000016178
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	71 CREEKSIDE DR, DENISON, TX 75020-8909
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036309
Date	Nov 8, 2022
Instrument	2022-36309

Lender

Name	ASPIRE BANK
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Sep 23, 2022
Property Address	71 CREEKSIDE DR, DENISON, TX 75020-8909
Document Number	0000031860
Map Reference	VOL 8 PG 125
Instrument Date	Sep 22, 2022
Instrument	2022-31860
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 W 33RD ST # ST1901, 111, NEW YORK, NY 10001-2904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 PARK AVE S STE 1713, 1713, NEW YORK, NY 10003-1619

Mortgage

Document Number	0000031861
Date	Sep 23, 2022
Instrument	2022-31861

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	8.37%
Max Rate At Change	11.3%
Index	Prime Rate
Max Rate	14.3%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 29, 2021
Property Address	71 CREEKSIDE DR, DENISON, TX 75020-8909
Document Number	0000003176
Map Reference	VOL 8 PG 125
Instrument Date	Jan 28, 2021
Instrument	2021-00003176
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 CREEKSIDE DR, 71, DENISON, TX 75020-8909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 MADISON AVE, NEW YORK, NY 10016-7802
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003177
Date	Jan 29, 2021
Instrument	2021-00003177

Lender

Name	TVC FUNDING III LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 71 Creekside Dr was $4,196 with a homeowner's exemption, down 5.1% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,196.00 (-5.07%) Homeowner's exemption	$414,449 Land $105,570 Building $308,879	$414,449 Land $105,570 Building $308,879
2024	$4,420.00
2023		$407,759 Land $103,275 Building $304,484	$407,759 Land $103,275 Building $304,484
2022	$5,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Creekside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Creekside Dr is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable · Fiber in parts of the area	1,000 / 50
TekWav Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: 360 Broadband, Nextlink.

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