71 Cleo Ct, Hendersonville, NC 28792 Property Records

Henderson County property record for 71 Cleo Ct, Hendersonville, NC 28792

Property Summary

Property Type	Manufactured or Modular Home
Details	2 ba · 1,624 sqft · built 2007
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on File
Last Sale	$382,000 (Dec 2024)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9599981492`

Property Details

APN / Parcel Number

Primary APN	`9599981492`
Alternative APNs	`00959998149255` `9973557`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,624 sqft Heated Area
1st Floor Area	1,624 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	41,818 sqft (0.96 acres)
Porch	Slab
Porch Area	36 sqft
Deck Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9973557
Street Address	71 CLEO CT
City	HENDERSONVILLE
State	NC
Zip	28792-8046
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	9973557~R2
Legal Description	BOUNDARY SURVEY 0.96 ACRES LO12 PL2024-15973
Legal Subdivision	VIEW ESTATES
Legal Block	98
Legal Lot Number	1492
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2000
Census Tract	930201

Owner

71 Cleo Ct, a residential property, is owned and occupied by an individual who bought it in December 2024.

Source: Henderson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	71 CLEO CT, HENDERSONVILLE, NC 28792-8046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WOLFE FINANCIAL INC
Apr 20, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 18, 2017	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2024 · Amount on File
Deed Sale	Dec 19, 2024 · Amount on File
Prior Sale	Apr 20, 2020 · Amount on File
Deed Document Number	20241023969
Deed Book / Page	4238 / 293
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	71 CLEO CT, HENDERSONVILLE, NC 28792-8046
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038400186
Date	Dec 20, 2021
Book Page	3840/186
Instrument	969916

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company
Address	ASHEBORO, NC 27203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 20, 2020
Property Address	71 CLEO CT, HENDERSONVILLE, NC 28792-8046
Document Number	0034790001
Book / Page	3479 / 1
Map Reference	SL 4713
Instrument Date	Apr 16, 2020
Instrument	923405
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CLEO CT, HENDERSONVILLE, NC 28792-8046

Mortgage

Document Number	923406
Date	Apr 20, 2020
Instrument	923406

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Aug 18, 2017
Property Address	71 CLEO CT, HENDERSONVILLE, NC 28792-8046
Document Number	0030930228
Book / Page	3093 / 228
Instrument Date	Aug 17, 2017
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 CLEO CT, HENDERSONVILLE, NC 28792-8046

Mortgage

Document Number	0030930230
Date	Aug 18, 2017
Book Page	3093/230

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.63%

Tax Assessment & Valuation

The 2025 property tax bill for 71 Cleo Ct was $1,590.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,600 Land $37,300 Building $241,300
2025	$1,590.00
2023		$278,600 Land $37,300 Building $241,300	$278,600 Land $37,300 Building $241,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Cleo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Cleo Ct is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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