71 Chestnut Hill Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 71 Chestnut Hill Rd, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,446 sqft · built 2003
Lot Size3.78 acres (164,657 sqft)
Owner2 Individual Names on Record
Last Sale$1,100,000 (Apr 2022)
Tax Bill$7,062 (2026)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0789-04-71-4617

Property Details

APN / Parcel Number

Primary APN0789-04-71-4617
Alternative APNs
  • 555553989
  • 555784184

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,446 sqft Living Area
Basement Area2,446 sqft
Unfinished Basement2,446 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Roof TypeGable
Lot Area164,657 sqft (3.78 acres)
Garage TypeAttached
Garage Area871 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number555784184
Street Address71 CHESTNUT HILL RD
CitySPRUCE PINE
StateNC
Zip28777-8706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description71 CHESTNUT HILL ROAD
Legal Tract1
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group2
Census Block2021
Census Tract950400

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address71 CHESTNUT HILL RD, SPRUCE PINE, NC 28777-8706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2022 · Amount on Record
Deed SaleApr 4, 2022 · Amount on Record
Deed Document Number2022706
Deed Book / Page641 / 889
Prior Transfer DateDec 9, 2005
Prior Transfer Doc436/731
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateApr 4, 2022
Property Address71 CHESTNUT HILL RD, SPRUCE PINE, NC 28777-8706
Document Number000641/889
Book / Page641 / 889
Instrument DateMar 24, 2022
Instrument2022000706
Transaction TypeTransfer
Record UpdatedApr 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address71 CHESTNUT HILL RD, 71, SPRUCE PINE, NC 28777-8706

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 CHESTNUT HILL RD, SPRUCE PINE, NC 28777-8706

Mortgage

Document Number2022000707
DateApr 4, 2022
Instrument2022000707
Lender
NameAMALGAMATED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,062.00$1,103,500 (-) Land $83,400 Building $1,020,100
2025$7,062.00 (+29.27%)$1,103,500 (+27.23%) Land $83,400 Building $1,020,100
2023$5,463.00$867,300 Land $83,400 Building $783,900$867,300 Land $83,400 Building $783,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable in parts of the area
1,000 / 1,000
Spectrum
Cable
1,000 / 35

May also be available: Verizon.

Nearby Properties on Chestnut Hill Rd

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