71 Central St, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 71 Central St, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,268 sqft · built 1987
Lot Size	1.6 acres (69,927 sqft)
Owner	2 Trust Names on File
Last Sale	$1,200 (Apr 2022)
Tax Bill	$12,337 (2025)
Deeds & Mortgages	Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0041 B:0120 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0041 B:0120 L`
Alternative APN	`1539`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
Gross Area	4,888 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,927 sqft (1.6 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1539
Street Address	71 CENTRAL ST
City	TOPSFIELD
State	MA
Zip	01983-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Subdivision	TOPSFIELD
Legal Block	120
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	2
Census Block	2016
Census Tract	214100

Owner

71 Central St is owner-occupied and held in a trust since April 2022.

Source: Essex County and Topsfield Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	71 CENTRAL ST, TOPSFIELD, MA 01983-1825
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	Jun 4, 2015
Deed Document Number	20224310
Deed Book / Page	40873 / 587
Transfer Doc	34108-559
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Apr 19, 2022
Property Address	71 CENTRAL ST, TOPSFIELD, MA 01983-1825
Document Number	040873-587
Book / Page	40873 / 587
Instrument Date	Apr 16, 2022
Instrument	20220419004310
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 CENTRAL ST, TOPSFIELD, MA 01983-1825

Tax Assessment & Valuation

The 2025 property tax bill for 71 Central St was $12,337, up 2% from the year before.

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,337.00 (+2.04%)	$823,000 (-) Land $376,600 Building $446,400	$851,295
2024	$12,090.00 (+21.8%)	$823,000 (+26.03%) Land $376,600 Building $446,400
2023	$9,926.00	$653,000 Land $320,600 Building $332,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Central St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1978–2010)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 5 claims Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20