71 Center Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 71 Center Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1985
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$292,000 (Dec 2021)
Tax Bill	$3,029 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:051 B:024 L:042-000`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:051 B:024 L:042-000`
Alternative APNs	`024042000000` `1323`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	984 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	1323
Street Address	71 CENTER RD
City	GRAY
State	ME
Zip	04039-9560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	24
Legal Lot Number	42-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	4
Census Block	4024
Census Tract	4702

Owner

71 Center Rd is owned and occupied by an individual who bought it in December 2021.

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	71 CENTER RD, GRAY, ME 04039-9560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Sep 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on File
Deed Sale	Dec 2, 2021 · Amount on File
Deed Document Number	202185292
Deed Book / Page	38949 / 103
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	0389490103
Record Updated	Oct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAY ME
Recording Date	Dec 2, 2021
Property Address	71 CENTER RD, GRAY, ME 04039-9560
Document Number	0389490103
Book / Page	38949 / 103
Instrument Date	Nov 30, 2021
Instrument	85292
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 SEBAGO RD, NAPLES, ME 04055

Mortgage

Document Number	0000085293
Date	Dec 2, 2021
Instrument	85293

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	71 CENTER RD, GRAY, ME 04039-9560
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378680150
Date	Mar 1, 2021
Book Page	37868/150
Instrument	14234

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	71 CENTER RD, GRAY, ME 04039-9560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0359610215
Date	Sep 9, 2019
Book Page	35961/215
Instrument	44008

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 71 Center Rd was $3,029.

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,029.00	$312,900 Land $126,000 Building $186,900
2023	$3,174.00 (+8.81%)	$209,100 (-) Land $70,500 Building $138,600
2022	$2,917.00	$209,100 Land $70,500 Building $138,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 71 Center Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1983–2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Center Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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