71 Centennial St, Sparta, MI 49345 Property Records

Kent County property record for 71 Centennial St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,399 sqft · built 1910
Lot Size	0.353 acres (15,377 sqft)
Owner	Individual Name on Record
Last Sale	$139,900 (Jul 2018)
Tax Bill	$2,686 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-05-23-101-035`

Property Details

APN / Parcel Number

Primary APN	`41-05-23-101-035`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,399 sqft Living Area
1st Floor Area	1,055 sqft
Basement Area	640 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	15,377 sqft (0.353 acres)
Lot Depth	181 ft Depth
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	71 CENTENNIAL ST
City	SPARTA
State	MI
Zip	49345-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR2
Legal Description	LOT 18 EX N 90 FT ALSO E 1/3 OF LOT 19 EX N 90 FT BLK 1 * CHENEY & LOOMIS ADD
Legal Subdivision	CHENEY & LOOMIS ADD
Legal Block	1
Legal Lot Number	18-19
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2008
Census Tract	10402

Owner

Source: Kent County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	71 CENTENNIAL ST, SPARTA, MI 49345-1301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2018	Warranty Deed, Transfer · Conventional Mortgage CHICAGO TITLE OF MICHIGAN IN
Jul 2, 2018	Deed of Trust, Mortgage · Conventional with PMI AMERIFIRST FIN'L CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Prior Sale	Jul 22, 2008 · Amount on Record
Deed Document Number	201852647
Prior Transfer Date	May 16, 2016
Prior Transfer Doc	0000046810
Record Updated	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 10, 2018
Property Address	71 CENTENNIAL ST, SPARTA, MI 49345-1301
Document Number	0000052647
Map Reference	LB5 PG30
Instrument Date	Jul 2, 2018
Instrument	20180710-0052647
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 CENTENNIAL ST, 71, SPARTA, MI 49345-1301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 CENTENNIAL ST, SPARTA, MI 49345-1301

Mortgage

Document Number	0000052648
Date	Jul 10, 2018
Instrument	20180710-0052648

Lender

Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	71 CENTENNIAL ST, SPARTA, MI 49345-1301
Document Number	0000069067
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Sep 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 CENTENNIAL ST SPARTA MI 493451301, SPARTA, MI 49345-1301

Mortgage

Document Number	0000069067
Date	Sep 5, 2018
Instrument	69067

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,686.00 (+36.41%) Homeowner's exemption	$105,000 (+19.73%)	$210,000 (+19.73%)
2023		$87,700	$175,400
2019	$1,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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