Mitchell County property record for 71 Boone St, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1980 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Sep 2023) |
| Tax Bill | $794 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0789-08-89-8917 |
| Primary APN | 0789-08-89-8917 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Lot Area | 19,166 sqft (0.44 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 555785132 |
|---|---|
| Street Address | 71 BOONE ST |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 58 BL 1 LOT 26A |
| Legal Subdivision | GRASSY CREEK NO 2 |
| Legal Lot Number | 26A |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 950400 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 71 BOONE ST, SPRUCE PINE, NC 28777-8825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2023 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| May 4, 2020 | Warranty Deed, Transfer · USDA Mortgage UNITED STATES OF AMERICA |
| Apr 11, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Prior Sale | May 4, 2020 · Amount on Record |
| Deed Document Number | 20231902 |
| Deed Book / Page | 661 / 951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Sep 21, 2023 |
| Property Address | 71 BOONE ST, SPRUCE PINE, NC 28777-8825 |
| Document Number | 000661/951 |
| Book / Page | 661 / 951 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 2023001902 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 MILL SPRING RD, BURNSVILLE, NC 28714-7284 |
| Name | Verified Name |
|---|---|
| Address | 71 BOONE ST, SPRUCE PINE, NC 28777-8825 |
| Document Number | 00000662/1 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 662/1 |
| Instrument | 2023001903 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | May 4, 2020 |
| Property Address | 71 BOONE ST, SPRUCE PINE, NC 28777-8825 |
| Document Number | 613/150 |
| Book / Page | 613 / 150 |
| Instrument Date | Apr 4, 2020 |
| Instrument | 2020000695 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 LILY BRANCH DR, 116, BAKERSVILLE, NC 28705-0360 |
| Name | Verified Name |
|---|---|
| Address | 71 BOONE ST, SPRUCE PINE, NC 28777-8825 |
| Document Number | 000613/153 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 613/153 |
| Instrument | 2020000696 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | May 4, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 11, 2018 |
| Property Address | 71 BOONE ST, SPRUCE PINE, NC 28777-8825 |
| Document Number | 589/832 |
| Book / Page | 589 / 832 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 2018000575 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 71 BOONE ST, 71, SPRUCE PINE, NC 28777-8825 |
| Name | Verified Name |
|---|---|
| Address | 71 BOONE ST, SPRUCE PINE, NC 28777-8825 |
| Document Number | 589/834 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 589/834 |
| Instrument | 2018000576 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $794.00 | $141,900 (-) Land $19,200 Building $122,700 | |
| 2025 | $794.00 | $141,900 (-) Land $19,200 Building $122,700 | |
| 2023 | $794.00 | $141,900 Land $19,200 Building $122,700 | $141,900 Land $19,200 Building $122,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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