71 Bear Pen, Monterey, TN 38574 Property Records

Putnam County property record for 71 Bear Pen, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,189 sqft · built 2005
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,082 (2025)
Deeds & Mortgages	Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`071105 02900`

Property Details

APN / Parcel Number

Primary APN	`071105 02900`
Alternative APN	`105 02900`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,189 sqft Living Area
1st Floor Area	3,189 sqft
Basement Area	1,461 sqft
Finished Basement	961 sqft
Unfinished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	182,952 sqft (4.2 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,476 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	1,681 sqft
Deck Area	500 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	71 BEAR PEN
City	MONTEREY
State	TN
Zip	38574-7293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	69
Legal Lot Number	41
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3020
Census Tract	100

Owner

Source: Putnam County records · APN 071105 02900

Assessment roll updated January 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	71 BEAR PEN, MONTEREY, TN 38574-7293
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2007
Deed Sale	Nov 14, 2007
Prior Sale	Oct 26, 2001 · Amount on Record
Deed Book / Page	432 / 554
Transfer Doc	434757
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Mar 23, 2022
Property Address	71 BEAR PEN, MONTEREY, TN 38574-7293
Document Number	0001388591
Book / Page	1388 / 591
Map Reference	CAB A SL 169
Instrument Date	Mar 15, 2022
Instrument	271222
Transaction Type	Transfer
Record Updated	Apr 07, 2022

Transaction

Amount	Amount Recorded
Tax	$2,479.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 BEAR PEN, MONTEREY, TN 38574-7293

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated January 26, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,082.00 (+7.61%)	$115,850 (-) Land $12,875 Building $102,975
2023		$115,850 Land $12,875 Building $102,975
2022	$2,864.00
2021			$463,400 Land $51,500 Building $411,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (47141C), as of February 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Twin Lakes Telephone Cooperative Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000471, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MONTEREY WATER DEPT serves 4,880 people
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.