71 Ash St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 71 Ash St, Gardner, MA 01440

Property Summary

Property Type	Apartments (5+ Units)
Details	7 bd · 4 ba · 2,760 sqft · built 1900
Lot Size	0.12 acres (5,230 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Jul 2026)
Tax Bill	$5,855 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:N-25 B:0049 L:0010`

Property Details

APN / Parcel Number

Primary APN	`M:N-25 B:0049 L:0010`
Alternative APN	`GARD M:M27 B:24 L:10`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Units	4 Units
Stories	3 Stories
Building Area	2,760 sqft Living Area
Gross Area	4,325 sqft
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Other
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	5,230 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	71 ASH ST
City	GARDNER
State	MA
Zip	01440-2137
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R1
Legal Block	24
Legal Lot Number	10
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2001
Census Tract	707400

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	71 ASH ST, GARDNER, MA 01440-2137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Deed Document Number	202654762
Deed Book / Page	73812 / 161
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jul 1, 2026
Property Address	71 ASH ST, GARDNER, MA 01440-2137
Document Number	0000054762
Book / Page	73812 / 161
Instrument Date	Jun 23, 2026
Instrument	202654762
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 ASH ST, GARDNER, MA 01440-2137

Mortgage

Date	Jul 1, 2026

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,855.00 (+10,947.17%)	$425,200 (+14.21%) Land $72,300 Building $352,900
2025	$53.00 (-98.88%)	$372,300 (+18.3%) Land $65,700 Building $306,600
2024	$4,717.00 (+0.64%)	$314,700 (+8.29%) Land $59,800 Building $254,900
2023	$4,687.00	$290,600 Land $58,900 Building $231,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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