71 9th St, Kuttawa, KY 42055 Property Records

Lyon County property record for 71 9th St, Kuttawa, KY 42055

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Tax Bill	$3,964 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`O-K-39-3`

Property Details

APN / Parcel Number

Primary APN	`O-K-39-3`
Alternative APNs	`145026` `3457`

Location & Zoning

Account Number	145026
Street Address	71 9TH ST
City	KUTTAWA
State	KY
Zip	42055-6128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD KUTTAWA BLK 39 LOTS 3 AND 4
Legal Subdivision	KUTTAWA
Legal Block	39
Legal Lot Number	3-4
Jurisdiction	LYON KY
Township / Civil Division	EDDYVILLE
Census Block Group	2
Census Block	2090
Census Tract	960101

Owner

71 9th St is owned by an individual who acquired it in January 2022.

Source: Lyon County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	49 10TH ST, KUTTAWA, KY 42055-6132
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST
Jan 14, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022
Deed Sale	Jan 14, 2022
Deed Document Number	000DB18341
Deed Book / Page	DB183 / 41
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON KY
Property Address	71 9TH ST, KUTTAWA, KY 42055-6128
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 9TH ST, KUTTAWA, KY 42055-6128

Mortgage

Document Number	0MB292/889
Date	Jul 6, 2023
Book Page	MB292/889

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	SEBREE, KY 42455

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 21, 2048

Interest

Rate Type	Adjustable Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON KY
Property Address	71 9TH ST, KUTTAWA, KY 42055-6128
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 9TH ST, KUTTAWA, KY 42055-6128

Mortgage

Document Number	0MB293/157
Date	Jul 18, 2023
Book Page	MB293/157

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON KY
Property Address	71 9TH ST, KUTTAWA, KY 42055-6128
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 9TH ST, KUTTAWA, KY 42055-6128

Mortgage

Document Number	00M306/486
Date	Dec 30, 2025
Book Page	M306/486
Instrument	473714

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	111 W WASHINGTON ST, PRINCETON, KY 42445

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 15, 2035

Interest

Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON KY
Recording Date	Jan 14, 2022
Property Address	71 9TH ST, KUTTAWA, KY 42055-6128
Document Number	00DB183/41
Book / Page	DB183 / 41
Instrument Date	Jan 11, 2022
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 146, EDDYVILLE, KY 42038-0146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 PINE ST, EDDYVILLE, KY 42038-7974

Tax Assessment & Valuation

The 2025 property tax bill for 71 9th St was $3,964.

Source: Lyon County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lyon County
Municipality	Kuttawa City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,964.00	$495,000	$495,000
2023	$623.00	$75,000	$75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 9th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 9th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KUTTAWA WATER DEPARTMENT serves 1,143 people · EPA ID KY0720227
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 9th St

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