71 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 71 4th St, Troy, NY 12180

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details8,089 sqft · built 1900
Lot Size0.07 acres (3,049 sqft)
Owner2 Trust Names on File
Last Sale$51,000 (May 1997)
Tax Bill$8,476 (2026)
Deeds & MortgagesMay 2022 Refinance
Feb 2026 Mortgage
+ 1 more
APN381700 101.53-9-4

Property Details

APN / Parcel Number

Primary APN381700 101.53-9-4
Alternative APN
  • 0301680

Interior

Stories3 Stories
Building Area8,089 sqft Gross Area
Basement Area2,923 sqft
Unfinished Basement2,923 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1980
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions80 ft deep x 37.5 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0301680
Street Address71 4TH ST
CityTROY
StateNY
Zip12180-3901
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeDMU
Legal Description3 STY BR BLDG 130/PT321+322
Legal Block9
Legal Lot Number4.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group2
Census Block2018
Census Tract40701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Troy Historic District
listed 1986 · 424 contributing resources · NRIS 86001527

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

71 4th St, a commercial property, is held in a trust since May 1997.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address71 4TH ST, TROY, NY 12180-3901
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 6, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PIONEER BANK
Feb 2, 2026Deed of Trust, Mortgage
PIONEER BANK
Sep 2, 2022Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 1997 · Amount on File
Deed SaleMay 5, 1997 · Amount on File
Deed Book / Page59 / 686
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address71 4TH ST, TROY, NY 12180-3901
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100510216
DateMay 6, 2022
Book Page10051/216
Instrument2022-610630
Lender
NamePIONEER BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address71 4TH ST, TROY, NY 12180-3901
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0111860130
DateFeb 2, 2026
Book Page11186/130
Instrument2026-667018
Lender
NamePIONEER BANK
Agreement
AmountAmount on Record

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionRENSSELAER NY
Recording DateSep 2, 2022
Property Address71 4TH ST, TROY, NY 12180-3901
Document Number0101710095
Book / Page10171 / 95
Instrument DateAug 19, 2022
Instrument2022-616355
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address154 CLINTON AVE, ALBANY, NY 12210-2412

Tax Assessment & Valuation

The 2026 property tax bill for 71 4th St was $8,476, down 22.4% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,476.00 (-22.39%)
2025$10,921.00$225,000 Land $23,000 Building $202,000$385,300 Land $39,386 Building $345,914
2023$225,000 (-) Land $23,000 Building $202,000$321,400 (+8.56%) Land $32,854 Building $288,546
2022$10,838.00$225,000 Land $23,000 Building $202,000$296,053 Land $30,263 Building $265,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 71 4th St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 71 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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