70B Anchor Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 70B Anchor Dr, Key Largo, FL 33037

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 686 sqft · built 1972
Lot Size	2 acres (116,302 sqft)
Owner	Company Name on Record
Last Sale	$582,000 (Jul 2020)
Tax Bill	$7,648 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00569511-003410`

Property Details

APN / Parcel Number

Primary APN	`00569511-003410`
Alternative APNs	`07594100569511003410` `1700835`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	686 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Lot Area	116,302 sqft (2 acres)

Location & Zoning

Account Number	1700835
Street Address	70B ANCHOR DR
City	KEY LARGO
State	FL
Zip	33037-5236
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UR
Legal Description	PRIVATE DWELLING AC 70-B ANGELFISH CAY CONDOMINIUM CHALET NO 6 OR552-565 OR694-552 OR1960-283/86P/R OR1960-287D/C OR1960-288D/C OR2798-2349/51 OR2903-1724D/C OR2903-1719/22 OR3032-2438
Legal Range	41E
Legal Township	59S
Legal Section	07
Legal Subdivision	OCEAN REEF NO 1 RESUBD AREA A
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	972700

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	265 PILGRIM AVE, BIRMINGHAM, MI 48009-4610
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Jul 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 27, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	20202273925
Deed Book / Page	3032 / 2438
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	70B ANCHOR DR, KEY LARGO, FL 33037-5236
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 PILGRIM AVE, BIRMINGHAM, MI 48009-4610

Mortgage

Document Number	0031562387
Date	Feb 24, 2022
Book Page	3156/2387
Instrument	2362949

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	Other
Max Rate	8.25%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	70B ANCHOR DR, KEY LARGO, FL 33037-5236
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030600959
Date	Dec 3, 2020
Book Page	3060/959
Instrument	2293295

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	9%
Index	1-Year LIBOR
Margin	2
Max Rate	9%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 21, 2020
Property Address	70B ANCHOR DR, KEY LARGO, FL 33037-5236
Document Number	0030322438
Book / Page	003032 / 002438
Instrument Date	Jul 21, 2020
Instrument	2273925
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,074.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	265 PILGRIM AVE BIRMINGHAM MI 480094610, BIRMINGHAM, MI 48009-4610

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 27, 2018
Property Address	70B ANCHOR DR, KEY LARGO, FL 33037-5236
Document Number	0029031719
Book / Page	002903 / 001719
Instrument Date	Apr 19, 2018
Instrument	2166395
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$3,850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	811 CAVALIER DR VIRGINIA BEACH VA 234513839, VIRGINIA BEACH, VA 23451-3839

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,648.00 (+9.85%)	$1,456,458 (+13.95%) Building $1,456,458	$1,456,458 (+13.95%) Building $1,456,458
2024	$6,962.00 (+6.99%)
2023	$6,507.00 (+45.12%)	$1,278,145 (+88.94%) Building $1,278,145	$1,278,145 (+88.94%) Building $1,278,145
2022	$4,484.00	$676,496 Building $676,496	$676,496 Building $676,496

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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