7097 Stone Rdg, Brainerd, MN 56401 Property Records

Crow Wing County property record for 7097 Stone Rdg, Brainerd, MN 56401 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,077 sqft · built 2004
Lot Size	2.51 acres (109,335 sqft)
Owner	2 Individual Names on File
Last Sale	$253,000 (Dec 2017)
Tax Bill	$2,352 (2026)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`561240020020009`

Property Details

APN / Parcel Number

Primary APN	`561240020020009`
Alternative APNs	`56150527` `157102`

Interior

Bedrooms	4 Beds
Stories	1 Story
Building Area	1,077 sqft Living Area
Gross Area	1,180 sqft
1st Floor Area	1,077 sqft
Basement Area	48 sqft
Finished Basement	1,079 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	109,335 sqft (2.51 acres)
Garage Area	748 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	140 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	157102
Street Address	7097 STONE RDG
City	BRAINERD
State	MN
Zip	56401-5798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 2
Legal Range	31W
Legal Township	44N
Legal Section	15
Legal Subdivision	OAK RIDGE SOUTH 1ST ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	CROW WING MN
Township / Civil Division	CROW WING
Census Block Group	4
Census Block	4040
Census Tract	951400

Owner

Source: Crow Wing County records · APN 561240020020009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7097 STONE RDG, BRAINERD, MN 56401-5798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2017 · Amount on Record
Deed Sale	Dec 20, 2017 · Amount on Record
Prior Sale	Jul 01, 2004 · Amount on Record
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Recording Date	May 29, 2026
Property Address	7097 STONE RDG, BRAINERD, MN 56401-5798
Document Number	0000286080
Instrument Date	May 13, 2026
Instrument	2026286080
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	7097 STONE RDG, BRAINERD, MN 56401-5798

Mortgage

Document Number	0000286080,
Date	May 29, 2026
Instrument	2026286080

Lender

Name	CROW WING POWER CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	96 Months
Due	May 15, 2034

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
County Subdivision	Crow Wing Township
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,352.00 (-7.84%)	$376,479 (+4.61%)	$388,100 (+7.84%) Land $94,300 Building $293,800
2025		$359,900 (+5.14%) Land $84,800 Building $275,100	$359,900 (+5.14%) Land $84,800 Building $275,100
2023	$2,552.00 Homeowner's exemption	$342,300 Land $61,300 Building $281,000	$342,300 Land $61,300 Building $281,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Crow Wing County (27035C), updated August 15, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 67% of Minnesota
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Telephone Company	Fiber	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.