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7097 S Spruce Dr W, Centennial (Englewood), CO 80112 Property Records

Arapahoe County property record for 7097 S Spruce Dr W, Centennial, CO 80112 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage2,080 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$640,000 (2022)
Tax Bill$5,158.00 (2025)

Property Details

APN / Parcel Number

Primary APN2075-28-2-10-099
Alternative APNs
  • 031853303
  • 31853303
  • 853303

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,080 sqft Living Area
Gross Area2,555 sqft Gross Area
1st Floor1,080 sqft 1st Floor
Basement Area1,000 sqft Basement
Finished Basement1,000 sqft Finished
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2021
Architectural StyleBi-Level Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,019 sqft (0.23 acres)
Depth X Width120 ft x 81 ft Depth x Width
Driveway1 Driveway
Driveway Area2 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area475 sqft Garage
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Deck Area192 sqft Deck
Patio Area128 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number031853303
Street Address7097 S SPRUCE DR W
CityCENTENNIAL
StateCO
Zip80112-1224
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONCD 064900 SUBDIVISIONNAME WALNUT HILLS 3RD FLG BLOCK 027 LOT 020 LOT 20 BLK 27 WALNUT HILLS 3RD FLG
Legal Range67W
Legal Township5S
Legal Section28
Legal Quarter2
Legal SubdivisionWALNUT HILLS 3RD FLG
Legal Block027,2
Legal Lot Number20
JurisdictionARAPAHOE CO
Minor Civil DivisionSOUTHWEST ARAPAHOE
Census Blockgroup1
Census Block1009
Census Tract6707

Owner

Source: Arapahoe County records · APN 2075-28-2-10-099

Assessment roll updated June 15, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals Owners
Mailing Address7097 S SPRUCE DR W, CENTENNIAL, CO 80112-1224
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Warranty Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
ZILLOW HOME LOANS LLC
May 12, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Mar 29, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Jan 23, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
IDEAL HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Jan 10, 2022
  • Deed Sale Price on Jan 10, 2022
  • Prior Sale Amount on Mar 10, 2015
Deed Doc Number20222982
Record RefreshedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionARAPAHOE CO
Recording DateJan 10, 2022
Property Address7097 S SPRUCE DR W, CENTENNIAL, CO 80112-1224
Document Number00E2002982
Instrument DateDec 30, 2021
InstrumentE2002982
Transaction TypeTransfer
Record UpdatedJan 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$64.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7097 S SPRUCE DR W, CENTENNIAL, CO 80112-1224

Mortgage

Document Number00E2002983
DateJan 10, 2022
InstrumentE2002983
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARAPAHOE CO
Property Address7097 S SPRUCE DR W, CENTENNIAL, CO 80112-1224
Transaction TypeMortgage
Record UpdatedNov 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7097 S SPRUCE DR W, CENTENNIAL, CO 80112-1224

Mortgage

Document Number00E1164862
DateOct 27, 2021
InstrumentE1164862
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
AddressLEAWOOD, KS 66211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARAPAHOE CO
Property Address7097 S SPRUCE DR W, CENTENNIAL, CO 80112-1224
Transaction TypeMortgage
Record UpdatedJun 04, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7097 S SPRUCE DR W, CENTENNIAL, CO 80112-1224

Mortgage

Document Number00E1077478
DateMay 12, 2021
InstrumentE1077478
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term335 Months
DueApr 01, 2049

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARAPAHOE CO
Property Address7097 S SPRUCE DR W, CENTENNIAL, CO 80112-1224
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00D9026884
DateMar 29, 2019
InstrumentD9026884
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARAPAHOE CO
Property Address7097 S SPRUCE DR W, CENTENNIAL, CO 80112-1224
Document Number00D7011210
Instrument DateJan 23, 2017
Transaction TypeMortgage
Record UpdatedFeb 09, 2017
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address7097 S SPRUCE DR W CENTENNIAL CO 801121224, CENTENNIAL, CO 80112-1224

Mortgage

Document Number00D7011210
DateJan 30, 2017
InstrumentD7011210
Lender
NameIDEAL HM LNS
TypeFunding / Finance Company
AddressDENVER, CO 80237
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2047

Tax Assessment & Valuation

Source: Arapahoe County records · Assessment roll updated June 15, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateColorado
CountyArapahoe County
MunicipalityCentennial City
Unified School DistrictCherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$43,330 (-1.97%)$707,200 (-) Land $240,000 Building $467,200
2025$5,158.00 (+16.04%)$44,200 (+5.35%)$707,200 (+3.81%) Land $240,000 Building $467,200
2024$4,445.00 (+54.77%)
2023$41,956$681,216 Land $250,000 Building $431,216
2021$2,872.00

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