Miami County property record for 7097 Rakestraw Rd, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,697 sqft · built 2004 |
| Lot Size | 13.4 acres (583,748 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Mar 2004) |
| Tax Bill | $5,193 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | H17-018010 |
| Primary APN | H17-018010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,697 sqft Living Area |
| 1st Floor Area | 5,394 sqft |
| Basement Area | 2,697 sqft |
| Unfinished Basement | 2,697 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 583,748 sqft (13.4 acres) |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 446 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7097 RAKESTRAW RD |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-8893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-8-16 SW COR SE TR 5 |
| Legal Range | 05 |
| Legal Township | 08 |
| Legal Section | 16 |
| Legal Tract | 5 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 320100 |
7097 Rakestraw Rd is owned and occupied by two individuals who bought it in March 2004.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7097 RAKESTRAW RD, COVINGTON, OH 45318-8893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2004 · Amount on File |
| Deed Sale | Mar 31, 2004 · Amount on File |
| Prior Sale | Jan 1, 1990 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 7097 Rakestraw Rd was $5,193 with a homeowner's exemption, up 5.3% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,193.00 (+5.31%) Homeowner's exemption | $186,610 (+26.24%) Land $12,870 Building $173,740 | $660,000 Land $163,600 Building $496,400 |
| 2024 | $4,931.00 (+2.6%) Homeowner's exemption | $147,820 (-) Land $10,510 Building $137,310 | |
| 2023 | $4,806.00 (-3.76%) Homeowner's exemption | $147,820 (-) Land $10,510 Building $137,310 | $558,700 (-) Land $166,400 Building $392,300 |
| 2022 | $4,994.00 Homeowner's exemption | $147,820 Land $10,510 Building $137,310 | $558,700 Land $166,400 Building $392,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7097 Rakestraw Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7097 Rakestraw Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Skymesh Fixed Wireless | 50 / 10 |
| NKTELCO - Goldstar Fixed Wireless | 50 / 5 |
May also be available: AT&T, Windstream.
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