7097 Iris Pl, Rancho Cucamonga, CA 91739 Property Records

San Bernardino County property record for 7097 Iris Pl, Rancho Cucamonga, CA 91739

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 761 sqft · built 1984
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on Record
Last Sale	$327,500 (Oct 2016)
Tax Bill	$4,712 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1089-531-67-0000`

Property Details

APN / Parcel Number

Primary APN	`1089-531-67-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	761 sqft Living Area
Gross Area	1,161 sqft
1st Floor Area	761 sqft
Family Room	Family Room

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	3,500 sqft (0.08 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7097 IRIS PL
City	RANCHO CUCAMONGA
State	CA
Zip	91739-1686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 11934 LOT 88 TRACT 11934 LOT 88 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 11934
Legal Tract	11934
Legal Block	2
Legal Lot Number	88
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2004
Census Tract	2044

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7097 IRIS PL, RANCHO CUCAMONGA, CA 91739-1686
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 8, 2020	Deed of Trust, Mortgage · Conventional with PMI ELEVEN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2016 · Amount on Record
Deed Sale	Oct 28, 2016 · Amount on Record
Prior Sale	Jan 2, 2013 · Amount on Record
Deed Document Number	2016454730
Prior Transfer Date	Nov 7, 2012
Prior Transfer Doc	0000000070
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7097 IRIS PL, RANCHO CUCAMONGA, CA 91739-1686
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7097 IRIS PL, RANCHO CUCAMONGA, CA 91739-1686

Mortgage

Document Number	0000305418
Date	Dec 15, 2025
Instrument	2025-0305418

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7097 IRIS PL, RANCHO CUCAMONGA, CA 91739-1686
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092861
Date	Mar 27, 2019
Instrument	2019-0092861

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7097 IRIS PL, RANCHO CUCAMONGA, CA 91739-1686
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7097 IRIS PL, RANCHO CUCAMONGA, CA 91739-1686

Mortgage

Document Number	0000439549
Date	Sep 27, 2021
Instrument	2021-0439549

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7097 IRIS PL, RANCHO CUCAMONGA, CA 91739-1686
Document Number	0000342734
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7097 IRIS PL RANCHO CUCAMONGA CA 917391686, RANCHO CUCAMONGA, CA 91739-1686

Mortgage

Document Number	0000342734
Date	Sep 14, 2020
Instrument	342734

Lender

Name	ELEVEN MTG
Address	PLANO, TX 75024

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$387,695 (+2%) Land $96,924 Building $290,771
2025	$4,712.00 (+5.58%) Homeowner's exemption	$380,094 (+4.04%) Land $95,024 Building $285,070
2023	$4,463.00 (+1.55%) Homeowner's exemption	$365,334 Land $91,334 Building $274,000
2022	$4,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 855 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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