Delaware County property record for 7097 Harlem Rd, Westerville, OH 43082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,645 sqft · built 1950 |
| Lot Size | 1.47 acres (69,043 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Apr 2026) |
| Tax Bill | $3,598 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Aug 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 316-330-01-103-000 |
| Primary APN | 316-330-01-103-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,645 sqft Living Area |
| Gross Area | 1,701 sqft |
| 1st Floor Area | 1,241 sqft |
| Attic | Attic |
| Attic Area | 404 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 69,043 sqft (1.47 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 188 sqft |
| Deck Area | 140 sqft |
| Patio Area | 340 sqft |
| Shed | 1 Shed |
| Shed Area | 432 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 7097 HARLEM RD |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43082-9201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 421 |
| Legal Subdivision | HARLEM ACRES |
| Legal Lot Number | 421 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 11760 |
7097 Harlem Rd is owned and occupied by an individual who bought it in April 2026.
Source: Delaware County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7097 HARLEM RD, WESTERVILLE, OH 43082-9201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage KEMBA FINANCIAL CREDIT UNION INC |
| Aug 2, 2023 | Deed of Trust, Mortgage · Commercial Mortgage ZELKANOVIC BEKTIC PROPERTIES LLC |
| Mar 21, 2024 | Deed of Trust, Mortgage STEVE DAVIS |
| Mar 21, 2024 | Deed of Trust, Mortgage STEVE DAVIS |
| Apr 8, 2026 | Warranty Deed, Transfer · FHA Mortgage NFM LENDING |
| Mar 14, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC |
| May 22, 2023 | Warranty Deed, Transfer · Balloon Mortgage STEPHEN KLESTINEE TRADITIONAL IRA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2026 · Amount on File |
| Deed Sale | Apr 8, 2026 · Amount on File |
| Prior Sale | May 22, 2023 · Amount on File |
| Deed Document Number | 20268999 |
| Prior Transfer Date | Feb 5, 2024 |
| Prior Transfer Doc | 0000005000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 7097 HARLEM RD, WESTERVILLE, OH 43082-9201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000024773 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 1985/2815 |
| Instrument | 202200024773 |
| Name | KEMBA FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43230 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 7097 HARLEM RD, WESTERVILLE, OH 43082-9201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | EMPORA TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000016262 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 2046/31 |
| Instrument | 202300016262 |
| Name | ZELKANOVIC BEKTIC PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | AKRON, OH 44311 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Jul 14, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 7097 HARLEM RD, WESTERVILLE, OH 43082-9201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005490 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 2081/2285 |
| Instrument | 202400005490 |
| Name | STEVE DAVIS |
|---|---|
| Type | Private Party |
| Address | 1646 S 3RD ST, COLUMBUS, OH 43207 |
| Amount | Amount on Record |
|---|---|
| Term | 11 Months |
| Due | Feb 5, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 7097 HARLEM RD, WESTERVILLE, OH 43082-9201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005491 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 2081/2292 |
| Instrument | 202400005491 |
| Name | STEVE DAVIS |
|---|---|
| Type | Private Party |
| Address | 1646 S 3RD ST, COLUMBUS, OH 43207 |
| Amount | Amount on Record |
|---|---|
| Term | 11 Months |
| Due | Feb 5, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Apr 8, 2026 |
| Property Address | 7097 HARLEM RD, WESTERVILLE, OH 43082-9201 |
| Document Number | 0000008999 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 20268999 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2026 |
| Title Company | EMPOWER TITLE, EMPORA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156,045.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7097 HARLEM RD, WESTERVILLE, OH 43082-9201 |
| Document Number | 0000009000, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20269000 |
| Name | NFM LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.62% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Mar 14, 2024 |
| Property Address | 7097 HARLEM RD, WESTERVILLE, OH 43082-9201 |
| Document Number | 0000005000 |
| Book / Page | 2080 / 2192 |
| Map Reference | CAB 1 PG 329 |
| Instrument Date | Feb 5, 2024 |
| Instrument | 202400005000 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2100 POWELL ST # 730, 730, EMERYVILLE, CA 94608-1826 |
| Document Number | 0000005001 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 202400005001 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | May 22, 2023 |
| Property Address | 7097 HARLEM RD, WESTERVILLE, OH 43082-9201 |
| Document Number | 0000010329 |
| Book / Page | 2032 / 2296 |
| Map Reference | CAB 1 PG 329 |
| Instrument Date | May 1, 2023 |
| Instrument | 202300010329 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1600 S 6TH ST, COLUMBUS, OH 43207-1101 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010330 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 202300010330 |
| Name | STEPHEN KLESTINEE TRADITIONAL IRA |
|---|---|
| Type | Non-Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 1, 2024 |
| Document Number | 0000010331 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 2032/2314 |
| Instrument | 202300010331 |
| Name | STEVE DAVIS |
|---|---|
| Type | Private Party |
| Address | 1646 S 3RD ST, COLUMBUS, OH 43207 |
| Amount | Amount on Record |
|---|---|
| Term | 11 Months |
| Due | Apr 28, 2024 |
The 2025 property tax bill for 7097 Harlem Rd was $3,598, down 1.5% from the year before.
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Harlem Township |
| Unified School District | Big Walnut Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,598.00 (-1.45%) | $82,820 (-) Land $34,480 Building $48,340 | $236,600 (-) Land $98,500 Building $138,100 |
| 2024 | $3,651.00 (+5.7%) | $82,820 (-) Land $34,480 Building $48,340 | $236,600 (-) Land $98,500 Building $138,100 |
| 2023 | $3,454.00 Homeowner's exemption | $82,820 Land $34,480 Building $48,340 | $236,600 Land $98,500 Building $138,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7097 Harlem Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7097 Harlem Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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