7096 Lighthouse Pl, Mechanicsville, VA 23111 Property Records

Hanover County property record for 7096 Lighthouse Pl, Mechanicsville, VA 23111

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,084 sqft · built 2001
Lot Size	0.343 acres (14,941 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Sep 2018)
Tax Bill	$3,574 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Jan 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8724-11-6995`

Property Details

APN / Parcel Number

Primary APN	`8724-11-6995`
Alternative APN	`10186785`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,084 sqft Living Area
1st Floor Area	36 sqft
2nd Floor Area	1,664 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	14,941 sqft (0.343 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	144 sqft
Balcony Area	24 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10186785
Street Address	7096 LIGHTHOUSE PL
City	MECHANICSVILLE
State	VA
Zip	23111-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	YORKE POINTE LOT 9
Legal Subdivision	YORKE POINTE
Legal Lot Number	9
Jurisdiction	HANOVER VA
Township / Civil Division	COLD HARBOR
Census Block Group	2
Census Block	2002
Census Tract	321201

Owner

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7096 LIGHTHOUSE PL, MECHANICSVILLE, VA 23111-3316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Jan 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Sep 24, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Prior Sale	Oct 9, 2009 · Amount on Record
Deed Document Number	2018115810
Deed Book / Page	3209 / 701
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	7096 LIGHTHOUSE PL, MECHANICSVILLE, VA 23111-3316
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003316297
Date	Jun 21, 2021
Book Page	3316/297
Instrument	20210621000133670

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	May 12, 2028

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	7096 LIGHTHOUSE PL, MECHANICSVILLE, VA 23111-3316
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032931162
Date	Jan 19, 2021
Book Page	3293/1162
Instrument	20210119000011920

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	7096 LIGHTHOUSE PL, MECHANICSVILLE, VA 23111-3316
Document Number	32343410
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7096 LIGHTHOUSE PL MECHANICSVILLE VA 231113316, MECHANICSVILLE, VA 23111-3316

Mortgage

Document Number	32343410
Date	Sep 24, 2019
Book Page	003234/003410
Instrument	120510

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Sep 23, 2039

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Sep 24, 2018
Property Address	7096 LIGHTHOUSE PL, MECHANICSVILLE, VA 23111-3316
Document Number	3209701
Book / Page	3209 / 701
Instrument Date	Sep 18, 2018
Instrument	20180924000115810
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7096 LIGHTHOUSE PL, MECHANICSVILLE, VA 23111-3316

Mortgage

Document Number	20180924000115820
Date	Sep 24, 2018
Instrument	20180924000115820

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,574.00	$441,300 Land $85,000 Building $356,300	$441,300 Land $85,000 Building $356,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

Nearby Properties on Lighthouse Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures