7095 Toledo Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 7095 Toledo Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,587 sqft · built 1980
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2021)
Tax Bill	$2,925 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5040-0173-0310`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5040-0173-0310`
Alternative APNs	`00237915` `237915`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,587 sqft Living Area
1st Floor Area	1,587 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Porch
Porch Area	1,185 sqft
Deck Area	140 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00237915
Street Address	7095 TOLEDO RD
City	SPRING HILL
State	FL
Zip	34606-6170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 4 BLK 173 LOT 31
Legal Range	17E
Legal Township	23S
Legal Section	33
Legal Subdivision	SPRING HILL UN 4
Legal Block	173
Legal Lot Number	31
Legal Unit	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3061
Census Tract	41401

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7095 TOLEDO RD, SPRING HILL, FL 34606-6170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Dec 23, 2020	Grant Deed, Transfer SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	2021031606
Deed Book / Page	3990 / 1603
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 3, 2021
Property Address	7095 TOLEDO RD, SPRING HILL, FL 34606-6170
Document Number	0039901603
Book / Page	3990 / 1603
Map Reference	MB 7 PG 87
Instrument Date	Apr 30, 2021
Instrument	2021031606
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	TITLE TECH NETWORKS INC, TITLE TECH NETWORKS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9567 LAKE DOUGLAS PL, 9567, ORLANDO, FL 32817-2628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7095 TOLEDO RD, SPRING HILL, FL 34606-6170

Mortgage

Document Number	39901604
Date	May 3, 2021
Instrument	3990/1604

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 23, 2020
Property Address	7095 TOLEDO RD, SPRING HILL, FL 34606-6170
Document Number	0039300574
Book / Page	003930 / 000574
Instrument Date	Dec 21, 2020
Instrument	80812
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$987.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9567 LAKE DOUGLAS PL ORLANDO FL 328172628, ORLANDO, FL 32817-2628

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,925.00 (-3.27%)	$204,920 (+2.91%) Land $30,500 Building $174,420	$204,920 (+2.91%) Land $30,500 Building $174,420
2023		$199,135 (+7.92%) Land $45,172 Building $153,963
2022	$3,024.00	$184,522 Land $21,100 Building $163,422	$199,135 Land $28,000 Building $171,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (1993–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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