7095 S Harmony Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 7095 S Harmony Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1971
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on Record
Tax Bill	$1,427 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-00500-00`

Property Details

APN / Parcel Number

Primary APN	`005-00500-00`
Alternative APN	`53-10-03-200-013.000-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1976
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Mixed
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	005-00500-00
Street Address	7095 S HARMONY RD
City	BLOOMINGTON
State	IN
Zip	47403-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	PT NW NW 3-7-2W .85A
Jurisdiction	MONROE IN
Township / Civil Division	INDIAN CREEK
Census Block Group	5
Census Block	5030
Census Tract	1200

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7095 S HARMONY RD, BLOOMINGTON, IN 47403-9567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAINSOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	7095 S HARMONY RD, BLOOMINGTON, IN 47403-9567
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7095 S HARMONY RD, BLOOMINGTON, IN 47403-9567

Mortgage

Document Number	2021014455
Date	Jul 28, 2021
Instrument	2021014455

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 16, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	7095 S HARMONY RD, BLOOMINGTON, IN 47403-9567
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017002276
Date	Feb 21, 2017
Instrument	2017002276

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Indian Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,427.00 (-8.53%)	$215,000 (+4.52%) Land $48,000 Building $167,000	$215,000 (+4.52%) Land $48,000 Building $167,000
2024	$1,560.00 (-22.39%)
2023		$205,700 (+9.36%) Land $38,400 Building $167,300	$205,700 (+9.36%) Land $38,400 Building $167,300
2022	$2,010.00	$188,100 Land $33,600 Building $154,500	$188,100 Land $33,600 Building $154,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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