Harrison County property record for 7095 Lora Dr, Long Beach, MS 39560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,710 sqft · built 1975 |
| Lot Size | 1.25 acres (54,871 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,200 (Jul 2021) |
| Tax Bill | $993 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0510O-02-046.000 |
| Primary APN | 0510O-02-046.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,710 sqft Adjusted Area |
| 1st Floor Area | 1,568 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 54,871 sqft (1.25 acres) |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Utility Building | 48 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7095 LORA DR |
|---|---|
| City | LONG BEACH |
| State | MS |
| Zip | 39560-9027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 33 TO 37 INC RESUBD OF PART OF LOTS 1 & 2 BLK 34 OF SMITHS SUBD |
| Legal Range | 12W |
| Legal Township | 07S |
| Legal Section | 34 |
| Legal Subdivision | SMITHS SUBD RESUBD PT LOTS 1-2 |
| Legal Block | 34 |
| Legal Lot Number | 33-37,1 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 3103 |
Source: Harrison County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7095 LORA DR, LONG BEACH, MS 39560-9027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF PHILADELPHIA |
| Jul 13, 2021 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on Record |
| Deed Sale | Jul 13, 2021 · Amount on Record |
| Prior Sale | Jul 13, 2021 · Amount on Record |
| Deed Document Number | 202110067DJ1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 7095 LORA DR, LONG BEACH, MS 39560-9027 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202004319TJ1 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 2020-04319-T-J1 |
| Name | CITIZENS BANK OF PHILADELPHIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 1, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jul 13, 2021 |
| Property Address | 7095 LORA DR, LONG BEACH, MS 39560-9027 |
| Document Number | 20210010067DJ1 |
| Map Reference | PB 24 PG 19 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021-0010067-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | INTEGRITY LAND TITLE INC, INTEGRITY LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 57 HAWTHORNE ST, 57, BROWNS MILLS, NJ 08015-4319 |
| Name | Verified Name |
|---|---|
| Address | 7095 LORA DR, LONG BEACH, MS 39560-9027 |
| Document Number | 20210008829TJ1 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021-0008829-T-J1 |
| Name | NAVY FCU |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $993.00 (+5.75%) | $9,698 (+5.83%) | $96,981 (+5.83%) Land $28,750 Building $68,231 |
| 2024 | $939.00 (-0.53%) | ||
| 2023 | $944.00 (-32.81%) | $9,164 | $91,636 Land $28,750 Building $62,886 |
| 2022 | $1,405.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 2 (2018–2026) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUTTER WATER SERVICE-MAGNOLIA SPRINGS private · serves 1,201 people · EPA ID MS0240271 |
|---|---|
| Water Source | Purchased groundwater from HCUA-WEST |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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