7093 Calle de Narvaez, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7093 Calle de Narvaez, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,661 sqft · built 1994
Lot Size	0.474 acres (20,647 sqft)
Owner	2 Individual Names on File
Tax Bill	$211 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-2S-27-5218-00C00-0160`

Property Details

APN / Parcel Number

Primary APN	`02-2S-27-5218-00C00-0160`
Alternative APN	`S27202521800C000160`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,661 sqft Living Area
Gross Area	3,226 sqft
1st Floor Area	2,661 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,647 sqft (0.474 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	124 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7093 CALLE DE NARVAEZ
City	NAVARRE
State	FL
Zip	32566-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPANISH TRACE ESTATES LOT 16 BLK C AS DES IN OR 1968 PG 230
Legal Range	27W
Legal Township	2S
Legal Section	02
Legal Subdivision	SPANISH TRACE EST
Legal Block	C
Legal Lot Number	16
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1001
Census Tract	10822

Owner

7093 Calle de Narvaez is owned and occupied by two individuals who acquired it in December 2001.

Source: Santa Rosa County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7093 CALLE DE NARVAEZ, NAVARRE, FL 32566-8847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2001
Deed Sale	Dec 19, 2001
Prior Sale	Jul 6, 1999 · Amount on File
Deed Book / Page	1968 / 230
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7093 CALLE DE NARVAEZ, NAVARRE, FL 32566-8847
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7093 CALLE DE NARVAEZ, NAVARRE, FL 32566-8847

Mortgage

Document Number	0047031775
Date	Feb 2, 2026
Book Page	4703/1775
Instrument	202604924

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2056

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,722 (+2.9%)	$306,042 (+4.5%) Land $52,000 Building $254,042
2024	$211.00 (+7.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$176,601 (+3%)	$292,863 (+2.04%) Land $48,000 Building $244,863
2023	$196.00 (+6.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$171,457 (+3%)	$287,004 (-4.78%) Land $45,000 Building $242,004
2022	$184.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$166,463	$301,404 Land $40,000 Building $261,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7093 Calle de Narvaez in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 227 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	227 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7093 Calle de Narvaez is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20